Scott Street, Derby
East Midlands
£140,000
Listed on 26/08/2026
Listed on 26/08/2026
The listing
Property details
Bedrooms
2Type
TerracedArea
720 sqftFeatures
- Garden
Description
This two-bedroom mid-terrace house has two reception rooms, a fitted kitchen, a first-floor bathroom and an enclosed rear garden. The front door opens into the living room, with a separate dining room behind it overlooking the garden and providing access to the stairs. The kitchen is at the rear and opens directly onto the garden.
Upstairs are two double bedrooms and a three-piece family bathroom. The property is described as requiring updating and modernisation, offering scope for a buyer to improve the existing accommodation. Scott Street is within reach of Derby city centre, local schools, public transport, the A52 and A38, and Derby railway station. The agent notes that an AML check fee is payable by the buyer after an offer is accepted.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
53out of 100
Grade DWeak opportunity
Confidence: MEDIUM
At £140,000, this two-bedroom terrace is priced well below the local average per square foot, making the asking price a clear acquisition opportunity. Two reception rooms, two double bedrooms and a rear garden give the project a useful base, while the visible interior offers scope to rework the tired finishes and older kitchen. Staining or deterioration appears in several areas, and the garden needs attention; the visible frontage and roofline look generally intact, though concealed condition remains unconfirmed.
The overall score is still weak because the heavy programme makes the purchase-plus-works economics look tight against local benchmarks. There is value in the low entry price, but buyers will need to manage the scope and budget carefully.
Key opportunities
- Use the two reception rooms and two double bedrooms as a solid starting layout for a refreshed home.
- Rework the older kitchen and tired finishes to give the interior a more cohesive, modern feel.
- Clear and improve the rear garden, creating a more usable outdoor space.
Key risks
- Staining or deterioration is visible in several interior areas; investigate the cause and extent before finalising the scope.
- The cluttered garden has loose masonry and uneven hardstanding, and its deteriorated-looking boundary wall may need attention.
- A heavy, multi-room programme across the tired interior, alongside garden clearance and improvement, calls for careful sequencing and more time and cash than a cosmetic refresh.
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Transport
Nearest stations
Peartree Rail Station
0.8 miles
Train · Pear Tree
Derby Rail Station
1.2 miles
Train · Derby
Spondon Rail Station
3.1 miles
Train · Spondon
Willington Rail Station
4.9 miles
Train · Willington
Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.
Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
£
£
£
%
%
years
Current average 2-year fixed rate is 5.13%
Current average variable rate is 6.58%
Monthly Repayments
£572
Based on a loan of £105,000 over 30 years at 5.13% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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