Howe Street, Derby
East Midlands
£145,000
Listed on 10/10/2026
Listed on 10/10/2026
The listing
Property details
Bedrooms
2Type
TerracedArea
772 sqftFeatures
- Garden
Description
This two-bedroom mid-terrace house has two reception rooms, a fitted kitchen and an enclosed rear garden. The ground floor includes a recently refitted shower room, while upstairs are two bedrooms and a separate bathroom accessed through the rear bedroom. The front bedroom has already had renovation work completed; the second bedroom and first-floor bathroom are described as needing further improvement. The property is close to Derby city centre and offers scope to complete and update parts of the accommodation.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
75out of 100
Grade BGood opportunity
Confidence: MEDIUM
At £145,000, this two-bedroom terrace is priced at £188 per sq ft, around 25.7% below the local average—a clear opportunity to acquire below the local benchmark. The lounge and kitchen/dining areas look usable, and the recently refitted ground-floor shower room gives the project a practical starting point.
The value-add is focused: complete the first-floor bathroom and second bedroom, refresh the damaged wall finish, and reclaim the neglected rear garden. The £9,000–£22,000 renovation range makes this a manageable medium-scale project, with a good overall WHOTS score of 75/100.
Key opportunities
- Acquire at £188 per sq ft, well below the local average.
- Complete the first-floor bathroom and second bedroom while retaining the usable lounge and kitchen/dining areas.
- Landscape the enclosed rear garden and refresh the damaged wall finish.
Key risks
- The first-floor bathroom requires replacement and completion, and the second bedroom needs renovation; allow for this work within the project budget.
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Finance
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£548
Based on a loan of £108,750 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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