76 Main Street, Albert Village, Swadlincote, Derbyshire DE11 8EN
East Midlands
£95,000Guide Price
Listed on 08/10/2026
Listed on 08/10/2026
The listing
Property details
Bedrooms
2Type
TerracedArea
323 sqftFeatures
- Garden
Description
Offered at auction, this freehold two-bedroom terraced house in Albert Village has a lounge, separate dining room, kitchen and ground-floor shower room, with two double bedrooms upstairs. The listing states that the property has double glazing and gas central heating and would benefit from modernisation. Outside, there are gardens to the front and rear, along with two brick-built sheds at the back.
Albert Village Lake and local amenities are nearby, while Swadlincote town centre provides a wider range of shops, supermarkets and services. The sale is by live-streamed unconditional auction, with contracts exchanged at the point of sale. Buyers should review the legal pack and auction terms, including the deposit and buyer's fee, before bidding.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
26out of 100
Grade ELow opportunity
Confidence: MEDIUM
This traditional two-bedroom terrace has a usable starting point: the photographed rooms are furnished, and gas central heating and double glazing are stated. The project is mainly about refreshing dated finishes, improving the worn bedroom floorboards and clearing the overgrown garden boundary; the brick outbuildings and separate reception spaces add character and scope for a considered update.
The numbers are the main constraint. At £95,000, the guide price is around 19% above the local £/sqf average, and adding the £6,500–£14,000 refurbishment range leaves the purchase-plus-works cost stretched against the local benchmark for a home of this size. That comparison is with current local average value, not a forecast of the renovated value. Bidding can take the hammer above the guide, so the eventual price may not stay this cheap.
Key opportunities
- Refresh the dated reception-room finishes while retaining the character of the separate lounge and dining room.
- Improve the worn bedroom floorboards and bring the rear garden back into shape by tackling the overgrown boundary planting.
- Make use of the rear garden, hardstanding and two brick-built sheds as part of a practical outdoor-space update.
Key risks
- At the guide price, adding the stated refurbishment range puts purchase-plus-works costs above the local average benchmark for this floor area, limiting the apparent value headroom.
- Budget around £105,250 all-in — £10,250 of works on top of the asking price — roughly 24% above what comparable floor area achieves locally in current condition — current-condition benchmarks only, not after-works GDV.
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Illustrative repayments based on the asking price, not a mortgage offer.
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£359
Based on a loan of £71,250 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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