Effingham Road, London, N8
London
£775,000
Listed on 23/10/2026
Listed on 23/10/2026
The listing
Property details
Bedrooms
3Type
TerracedArea
1177 sqftFeatures
- Garden
Description
This three-bedroom terraced house in Hornsey is offered with no onward chain and has two reception rooms, a rear kitchen and dining area, a ground-floor WC and a first-floor family bathroom. The front reception has a bay window, while the principal bedroom also benefits from a bay window. A private rear garden, front garden and external storage add to the existing accommodation.
The house is described as requiring modernisation throughout. The kitchen and dining area has access to the garden and could be reconfigured to create a more open living space, subject to the necessary consents. The traditional layout and proportions provide scope for a buyer to update the interiors to suit their requirements.
Effingham Road is close to Hornsey High Street and within reach of Crouch End Broadway, Priory Park and Alexandra Palace. Hornsey railway station and Turnpike Lane Underground station provide transport connections. The property has an EPC rating of D.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
63out of 100
Grade CPotential opportunity
Confidence: MEDIUM
At £775,000, this three-bedroom Hornsey terrace is priced below the local average per square foot, making the asking price a genuine acquisition opportunity. Its two reception rooms, bay windows and period detailing give the project a strong starting point, while the dated interiors offer scope to refresh the kitchen and bathroom, update finishes and flooring, and make the most of the long private garden. The listing also describes potential for a more open kitchen/dining arrangement, subject to consents.
The works are moderate, with the existing renovation range at £55,000–£90,000. The numbers leave a relatively narrow margin against the implied current local average value after the midpoint renovation allowance, so the opportunity depends on managing costs and the value created through the improvements.
Key opportunities
- Refresh the dated kitchen and bathroom and update décor and flooring across the pictured interiors.
- Clear and landscape the long private rear garden, which has scope for outdoor entertaining.
- Explore a more open kitchen/dining arrangement, subject to the necessary consents.
Key risks
None recorded.
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Finance
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Illustrative repayments based on the asking price, not a mortgage offer.
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years
Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£2,928
Based on a loan of £581,250 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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