Exchange Street, Hull
Yorkshire
£68,000
Listed on 02/10/2026
Listed on 02/10/2026
The listing
Property details
Bedrooms
2Type
TerracedArea
367 sqftFeatures
- Garden
Description
Offered with no onward chain, this two-bedroom terraced house in Hull is described as requiring modernisation and offers scope for a buyer to update the accommodation. The ground floor comprises an entrance hall, a bay-fronted lounge, a separate dining room and a fitted kitchen extension. Upstairs are two bedrooms and a bathroom. The rear garden is enclosed, with paved areas, established planting and boundary fencing. The property is freehold and has an EPC rating of D.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
30out of 100
Grade ELow opportunity
Confidence: MEDIUM
This is a light, manageable update project: the photographed interiors look generally usable, with dated finishes to refresh, a visibly damaged bath panel to repair or replace, and a paved rear garden that would benefit from basic maintenance. The intact fitted kitchen, enclosed garden and traditional bay-fronted terrace give buyers a practical starting point to personalise.
The project numbers deserve scrutiny: once you include an estimated £8,500 of works on top of the asking price, spend approaches £76,500 — roughly 23% above what comparable floor area achieves locally in current condition. The economics score captures that squeeze; finished resale value is outside our model.
Key opportunities
- Refresh the dated finishes and varied wall colours across the photographed interiors.
- Repair or replace the visibly broken bath panel without assuming a full bathroom replacement.
- Tidy the enclosed paved garden and make better use of its planting and outdoor space.
Key risks
- The asking price plus the stated refurb range leaves costs high relative to the local benchmark for a property of this size.
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Finance
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Illustrative repayments based on the asking price, not a mortgage offer.
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£257
Based on a loan of £51,000 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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