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Smarts Lane, Loughton IG10

London

£730,000

Listed on 04/07/2026

Property details

Bedrooms
3
Type
Semi Detached
Area
1399 sqft

Description

Set in a desirable location in Loughton, this three-bedroom semi-detached house presents an exciting opportunity for renovation and investment. With spacious accommodation spread over two floors, the property is well-suited for modern family life while also retaining character features. The welcoming entrance hall leads to a front living room and a dining room with a charming feature fireplace, perfect for entertaining guests. The contemporary kitchen, enhanced by skylights, offers ample natural light and connects seamlessly to both the rear lounge and courtyard garden through bi-fold doors. This lounge could easily serve as a guest bedroom or home office. Upstairs, three generously sized bedrooms await, including a principal suite with its own en-suite shower room. An additional en-suite or family bathroom caters to the other bedrooms. There's also an accessible loft space that holds potential for conversion into more living space (subject to planning consent). The low-maintenance courtyard garden is ideal for outdoor dining, while the private driveway provides much-needed parking space in this sought-after area. The property is near local amenities including shops and recreational facilities, making it not only a great family home but also an attractive investment opportunity as it allows for potential enhancements through refurbishment.

Investment analysis

(IG10 area)

Below Market Value

This property is priced -7.2% below area average per sq ft

-7.2%
Potential saving
This Property
£522/sq ft
Area Average
£563/sq ft
Avg Rent (weekly)
£454
Avg Yield
3.8%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£40,000 - £60,000
Target Value
£865,708
10% above area average per sq ft
Potential ROI
+9.6%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
23
Average per month
Market Turnover
8%
Properties sold annually

Local Market Trend (IG10)

Area prices are rising by +8.4% over the last 12 months
3 year growth: +6.8%
5 year growth: +5.6%
Investment Disclaimer: Analysis based on IG10 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Smarts Lane, Loughton IG10
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Mortgage calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£2,758
Based on a loan of £547,500 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp duty calculator

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