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South Street, St. Andrews, Fife KY16

Scotland

£425,000

Listed on 15/05/2026

Property Details

Bedrooms
4
Type
End Terrace
Area
1496 sqft

Description

This charming end terrace house, steeped in history and dating back to the 17th century or earlier, offers a unique investment opportunity. Located at the end of a terrace perpendicular to South Street, the property showcases classic stone construction with a distinctive gabled front adorned by crow-step detailing. The accommodation spans three floors, including a kitchen extension that opens directly onto a substantial south-facing garden, measuring an impressive 60 meters long. Once meticulously landscaped with lawns and a rose garden, this walled outdoor space has become overgrown and is in need of revitalization, presenting an excellent chance for gardening enthusiasts or landscape designers to restore its former glory. The interior has retained several historical features including a reception hall with a glazed door and side panels, a dining room complete with fireplace and garden access, as well as inviting sitting rooms on both the first floor and attic spaces. The property requires modernisation throughout; while it boasts original character elements such as cast iron fireplaces and built-in cupboards in the attic bedrooms, updates are needed to bring it up to contemporary standards. With its prime location close to St Andrews University and within easy reach of local amenities, bars, and restaurants, this property not only presents renovation potential but also offers prospects for rental or resale given St Andrews' renowned status as the Home of Golf. The adjoining cottage is available separately which may allow for further investment strategies if acquired together. A thoughtful restoration of this historic asset could yield significant value in one of Scotland’s most beloved towns.

Investment Analysis

(KY16 area)

Below Market Value

This property is priced -17.0% below area average per sq ft

-17.0%
Potential saving
This Property
£284/sq ft
Area Average
£342/sq ft
Avg Rent (weekly)
£338
Avg Yield
4.5%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£40,000 - £60,000
Target Value
£563,124
10% above area average per sq ft
Potential ROI
+16.1%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
21
Average per month
Market Turnover
15%
Properties sold annually

Local Market Trend (KY16)

Area prices are falling by -5.6% over the last 12 months
3 year growth: +5.0%
5 year growth: +29.3%
Investment Disclaimer: Analysis based on KY16 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

South Street, St. Andrews, Fife KY16
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 3.97%

Current average variable rate is 6.59%

Monthly Repayments
£1,516
Based on a loan of £318,750 over 30 years at 3.97% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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