St. Stephens Gardens, London
London
£319,000Guide Price
Listed on 30/10/2026
Listed on 30/10/2026
The listing
Property details
Bedrooms
1Type
FlatDescription
Offered at auction, this vacant, second-floor one-bedroom flat is being sold by order of a major housing association. The accommodation comprises an entrance hall, reception room, separate kitchen, bathroom with WC and a store room. The property is described as requiring updating.
The sale is on a new 125-year lease with a peppercorn ground rent. The EPC rating is C and the council tax band is D. St Stephens Gardens is positioned near the amenities of Bayswater, Notting Hill, Maida Vale and Paddington, with bus services and nearby Underground stations including Royal Oak, Westbourne Park and Bayswater. Road connections include the A40/M40 and A5.
The flat is offered with vacant possession. Buyers should review the auction legal documents and note that a buyer documentation fee applies, with any further seller fees set out in the special conditions. Services and equipment have not been tested, so their condition should be checked independently.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
48out of 100
Grade ELow opportunity
Confidence: LOW
This vacant second-floor flat is a light-refresh project in a well-positioned period building, with a new 125-year lease at a peppercorn ground rent. The visible reception and kitchen look clean but dated, offering scope for a straightforward cosmetic update, while the maintained frontage and attractive communal garden square add appeal. The asking price is £319,000, but floor area is missing, so value versus local £/sqf cannot yet be judged. Limited photo coverage makes the renovation assessment further provisional.
Key opportunities
- Refresh the plain reception finishes to give the main living space a more contemporary feel.
- Update the basic kitchen finishes while retaining a usable layout, subject to checking appliances and services.
- The period frontage and leafy communal garden square provide attractive shared setting; confirm garden-use rights and related obligations.
Key risks
- The flat's floor area is not provided, so its value against local £/sqf benchmarks cannot be assessed.
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Transport
Nearest stations
Royal Oak Underground Station
0.3 miles
Underground · Royal Oak
Westbourne Park Underground Station
0.3 miles
Underground · Westbourne Park
Bayswater Underground Station
0.5 miles
Underground · Bayswater
Warwick Avenue Underground Station
0.6 miles
Underground · Warwick Avenue
Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.
Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
£
£
£
%
%
years
Current average 2-year fixed rate is 5.13%
Current average variable rate is 6.58%
Monthly Repayments
£1,303
Based on a loan of £239,250 over 30 years at 5.13% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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Indicative tax based on the asking price and the options you select.
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