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Railway Terrace, Westerham

South East

£350,000

Listed on 29/10/2026

The listing

Property details

Bedrooms
3
Type
End Of Terrace
Area
903 sqft

Features

  • Garden
  • Parking

Description

This three-bedroom Victorian end-of-terrace house is offered freehold with no onward chain. The ground floor has a lounge and dining room, a kitchen with a utility area, and a shower room. Upstairs are three bedrooms. There is a private rear garden, while parking is available in the no-through road. Railway Terrace is within walking distance of Westerham High Street and King George's Playing Fields. The property is described as requiring renovation, offering scope for a buyer to update it to their requirements.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

59out of 100
Grade DWeak opportunity

Confidence: MEDIUM

At £350,000, this Victorian end-terrace is priced below the local average at £388/sq ft versus £450/sq ft, giving buyers a comparatively affordable entry point in a tucked-away spot close to Westerham High Street and King George’s Playing Fields. The lounge/dining room has character in its exposed timber boards and brick fireplaces, and the no-onward-chain sale adds to its appeal.

It is a medium-scale project rather than a ready-to-move-in home: the dated kitchen and worn finishes offer scope to refresh, while the overgrown rear garden could be brought back into use. The overall WHOTS grade is D because, despite the attractive price and location, the project’s economics leave only a modest margin against current local average value.

Key opportunities

  • Acquire below the local average at £388/sq ft, compared with £450/sq ft locally.
  • Modernise the dated kitchen and refresh worn surfaces to give the interior a more cohesive finish.
  • Clear and improve the private rear garden, while retaining the lounge’s exposed timber boards and brick fireplaces as character features.

Key risks

  • A visible ceiling crack and damaged floorboards in one bedroom warrant closer inspection.
  • The garden needs substantial clearance, and the condition of the roof and concealed fabric cannot be confirmed from the available images.

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Map

Location

Railway Terrace, Westerham
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Transport

Nearest stations

  • Oxted Rail Station

    3.7 miles

    Train · Oxted

  • Hurst Green Rail Station

    3.7 miles

    Train · Hurst Green

  • Edenbridge Rail Station

    4.4 miles

    Train · Edenbridge

  • Dunton Green Rail Station

    4.4 miles

    Train · Dunton Green

Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.

Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£1,322
Based on a loan of £262,500 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

Stamp duty calculator

Indicative tax based on the asking price and the options you select.

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