Cross Road, Croydon, CR0
South East
£400,000
Listed on 27/10/2026
Listed on 27/10/2026
The listing
Property details
Bedrooms
3Type
TerracedArea
904 sqftFeatures
- Garden
Description
This three-bedroom terraced house has two reception rooms, a separate kitchen and a long rear garden, with an outbuilding at the far end. The ground floor also includes a shower room and a separate bathroom. Upstairs are two double bedrooms and a smaller third bedroom that could serve as a study, nursery or guest room.
The property is described as needing modernisation and general attention, offering scope for a buyer to update it to their requirements. East Croydon Station is nearby. The listing also notes an EPC rating of C.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
61out of 100
Grade CPotential opportunity
Confidence: MEDIUM
This three-bedroom terrace offers a light, manageable project rather than a major renovation, with clean, usable photographed rooms and scope to update the simpler finishes to suit your taste. The long enclosed garden and rear outbuilding add useful flexibility, while the location near East Croydon Station is a strong practical feature.
At £400,000, the asking price is close to the local average at £442 per sq ft versus £439, so the value case is reasonable rather than a clear discount. The score reflects that modest headroom, balanced by the property’s good fundamentals and relatively light scope for improvement.
Key opportunities
- Refresh the simple, dated finishes to give the home a more contemporary feel without taking on a major programme.
- Make the most of the long enclosed garden, which already has a patio, planted borders and lawn.
- Explore practical storage or hobby use for the rear outbuilding, subject to checking its condition and suitability.
Key risks
None recorded.
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Transport
Nearest stations
East Croydon Rail Station
0.3 miles
Train · Croydon
East Croydon Tram Stop
0.3 miles
Tram · Croydon
Lebanon Road Tram Stop
0.3 miles
Tram · Addiscombe
Wellesley Road Tram Stop
0.4 miles
Tram · Croydon
Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.
Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
£
£
£
%
%
years
Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£1,511
Based on a loan of £300,000 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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