
South East
£400,000
Listed on 23/10/2026
Listed on 23/10/2026
The listing
WHOTS analysis
An internal assessment of the opportunity to acquire, improve and create value.
Confidence: MEDIUM
This three-bedroom Coulsdon terrace has a practical layout, separate living and dining rooms, a garage and a rear garden to work with. The dated finishes across several interior rooms create a clear modernisation canvas: the visible kitchen and bathroom could be updated, while new flooring, redecoration and garden improvements would help reshape the home. The £400,000 asking price is about 5.3% below the local £/sqf average, which is a positive starting point for a project buyer.
The overall opportunity is still weak on the numbers: purchase plus the estimated £35,000–£65,000 renovation range looks tight against local benchmarks, with the midpoint all-in estimate already above the implied local average value. The garden’s sloping, overgrown areas and weathered paths, fencing and outbuildings add to the scope, so careful budgeting will matter.
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Finance
Illustrative repayments based on the asking price, not a mortgage offer.
Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
Tax
Indicative tax based on the asking price and the options you select.
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