Simmons Way, Whetstone, London, N20
London
£650,000
Listed on 21/10/2026
Listed on 21/10/2026
The listing
Property details
Bedrooms
3Type
Semi DetachedArea
1303 sqftFeatures
- Garden
Description
This chain-free three-bedroom semi-detached house has a front reception room, a second reception room at the rear, and a fitted kitchen on the ground floor. The rear reception room includes a fireplace and French doors opening onto the garden. Upstairs are three bedrooms and a family bathroom.
The rear garden is approximately 82ft long and includes a patio and a substantial outbuilding, which the listing describes as having a range of possible uses. The property also has scope to extend, subject to the necessary permissions and checks.
The house is on a quiet residential turning near the shops and bus services around Russell Lane. All Saints and Sacred Heart primary schools are listed as nearby catchment options. Totteridge & Whetstone Underground station and Oakleigh Park railway station are both stated to be within a 20-minute walk.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
81out of 100
Grade AStrong opportunity
Confidence: MEDIUM
The standout is the value: at £499/sq ft, the £650,000 asking price is about 24% below the local average, making this a compelling acquisition on the stated comparison. It is a clean, maintained three-bedroom home with an 82ft garden, patio and substantial outbuilding; the interior is usable but has some traditional finishes, leaving scope for a light cosmetic refresh. The blue-tiled bathroom and patterned feature wallpaper are among the more dated details, while the kitchen appears clean and functional.
The outbuilding and stated scope to extend offer further possibilities, subject to checking the building’s condition, services, lawful use and any required permissions. The model’s light-renovation midpoint gives an indicative purchase-plus-works figure of £659,750, compared with an implied current local-average value of £858,482; that comparison is not a GDV and excludes stamp duty and fees.
Key opportunities
- Acquire at an asking price around 24% below the local average £/sq ft.
- Refresh traditional decorative finishes while retaining the home’s clean, usable presentation.
- Explore the substantial outbuilding’s potential uses and the stated scope to extend, subject to checks and permissions.
Key risks
None recorded.
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Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
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£
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years
Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£2,456
Based on a loan of £487,500 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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