Victoria Road, Keelby, DN41
Yorkshire
£139,950
Listed on 21/10/2026
Listed on 21/10/2026
The listing
Property details
Bedrooms
2Type
Semi DetachedArea
861 sqftFeatures
- Garden
- Parking
Description
This two-bedroom semi-detached cottage is in the centre of Keelby, within reach of village shops and other everyday amenities. The property is offered with vacant possession and requires modernisation, providing scope to update the accommodation to suit a new owner.
On the ground floor, a front living room opens into a central dining or sitting room with a recessed brick fireplace and stairs to the first floor. A galley kitchen and bathroom complete this level. Upstairs are two generously sized bedrooms. The listing gives the total floor area as 861 sq ft.
Outside, there is a mature rear garden and off-street parking for two vehicles. Keelby has a primary school, parks and pubs, with access to Grimsby, Immingham and the surrounding Lincolnshire area. The property has an EPC rating of E and is in Council Tax Band A.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
65out of 100
Grade CPotential opportunity
Confidence: MEDIUM
At £139,950, this cottage is priced at £163/sq ft, around 25.8% below the local average—a clear opportunity to acquire below the area benchmark. Its character features, two living areas, two generous bedrooms, rear garden and parking give the project a useful starting point, while the dated finishes leave plenty of scope to improve it. The kitchen has visible deterioration near the base of a wall or unit, and staining is visible in several areas, so these will need investigation as part of the works.
The renovation range is £28,000–£48,000; the £38,000 midpoint puts the purchase plus works at £177,950, against an implied current local average value of £188,731. That is a relatively modest margin before fees and other costs, so the value opportunity is strongest if the work is well managed and the finished home suits the local market.
Key opportunities
- The asking price is around 25.8% below the local average per square foot, creating scope to acquire at a discount to the area benchmark.
- Two living areas and two generous bedrooms provide a flexible canvas for updating the cottage’s dated finishes and flooring.
- A mature rear garden and off-street parking for two vehicles add practical appeal; garden maintenance and fencing improvements could enhance the outdoor space.
Key risks
None recorded.
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Finance
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Illustrative repayments based on the asking price, not a mortgage offer.
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£529
Based on a loan of £104,962 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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