
North West
£399,950
Listed on 20/10/2026
Listed on 20/10/2026
The listing
WHOTS analysis
An internal assessment of the opportunity to acquire, improve and create value.
Confidence: LOW
Fernside’s appeal is its country setting and scope to grow: around two acres, a paddock and stable yard, plus approved plans for a substantial two-storey extension. The cottage itself looks clean and usable, with period character in the exposed beams and brick fireplace; the kitchen and bathroom are serviceable but offer room for cosmetic updating. The stone outbuilding adds another possible project, subject to consents and a closer look at its condition.
At £399,950, value versus local £/sqf cannot be judged because the floor area is missing. The £5,000–£12,000 renovation range suggests a light-touch starting point, but the extension and outbuilding possibilities would be separate, larger projects to assess. Overall, the 51/100 score reflects that key value and residual-value comparisons cannot yet be made, rather than evidence that the asking price is too high.
None recorded.
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Finance
Illustrative repayments based on the asking price, not a mortgage offer.
Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
Tax
Indicative tax based on the asking price and the options you select.
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