Firs Lane, Enfield, N13
London
£550,000
Listed on 07/10/2026
Listed on 07/10/2026
The listing
Property details
Bedrooms
4Type
HouseArea
902 sqftFeatures
- Garden
- HMO
Description
This four-bedroom house provides approximately 902 sq ft of accommodation over two floors and is described as an approved and licensed four-bedroom HMO, with the option of use as a three-bedroom home. The ground floor has a reception and dining room, a further room opening onto the garden, and a separate kitchen with storage and worktop space. There is also understairs storage.
Upstairs are three bedrooms and a family bathroom. The rear garden is stated to extend to around 55 ft and includes a substantial outbuilding, with any alternative use subject to the necessary consents. The listing also identifies possible loft extension potential, subject to planning permission.
The property is on Firs Lane, with bus routes, Palmers Green railway station, local amenities and schools nearby. Its existing HMO credentials and adaptable room arrangement are relevant to buyers considering either shared occupation or family use.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
46out of 100
Grade ELow opportunity
Confidence: MEDIUM
Bright reception spaces, a long rear garden and an adaptable four-bedroom layout give this house a useful canvas, with scope for light cosmetic improvements to the dated kitchen, worn carpets and untended garden. The clean-looking bathroom and generally usable presentation help keep the immediate project relatively modest, with the renovation range at £5,000–£12,000.
The main constraint is the price: at £550,000, the asking price is about 13% above the local £/sq ft benchmark, and purchase plus the midpoint refurb cost looks tight against local benchmarks. That makes this a weaker overall opportunity despite its good fundamentals and location; the stated HMO credentials and family-home flexibility may still appeal to a buyer who values those specific options.
Key opportunities
- Refresh the dated but apparently functional kitchen and worn bedroom carpets without taking on a major interior project.
- Clear and maintain the long rear garden, with the visible outbuilding adding useful storage or other potential use subject to consents.
- The four-bedroom layout is described as licensed for HMO use while also offering flexibility as a family home.
Key risks
- The asking price is above the local £/sq ft benchmark, while purchase and refurbishment costs look tight against local benchmarks.
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Finance
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Illustrative repayments based on the asking price, not a mortgage offer.
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£2,078
Based on a loan of £412,500 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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