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Coldharbour Road, Croydon - Image 1
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Coldharbour Road, Croydon

South East

£434,950

Listed on 02/10/2026

The listing

Property details

Bedrooms
3
Type
End Of Terrace

Features

  • Garden
  • Parking

Description

This three-bedroom freehold house is located within walking distance of Waddon Station and is offered chain free. The accommodation includes a large lounge, fitted kitchen and family bathroom, with off-street parking at the front and a large rear garden. The garden and loft are identified as possible areas for extension, subject to planning permission and other necessary checks. The property is described as end of terrace in the listing, while the structured property data records it as semi-detached, so the tenure and configuration should be confirmed.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

56out of 100
Grade DWeak opportunity

Confidence: LOW

At £434,950, this is a light, manageable project rather than a major refurbishment: the lounge is already usable, while the dated kitchen and bathroom finishes, older bedroom flooring and garden upkeep offer clear scope for a cosmetic refresh. The large rear garden, off-street parking and chain-free sale add practical appeal, and the listing mentions possible rear or loft extension scope subject to planning permission; feasibility is not established by the photos.

The overall score is 56/100, grade D, with good fundamentals and location but a weaker overall opportunity. Floor area is missing, so value versus local £/sqf cannot be judged yet; the available information also does not establish the potential resale value after works.

Key opportunities

  • Refresh the dated kitchen and bathroom finishes while retaining their functional layouts.
  • Selectively update older bedroom flooring and décor, with the lounge already appearing in good condition.
  • Make better use of the large rear garden and explore the listing’s stated rear or loft extension possibilities, subject to planning permission and feasibility.

Key risks

None recorded.

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Map

Location

Coldharbour Road, Croydon
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Finance

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Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£1,643
Based on a loan of £326,212 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

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