Westbury Road, Croydon
South East
£425,000
Listed on 13/10/2026
Listed on 13/10/2026
The listing
Property details
Bedrooms
3Type
Semi DetachedArea
1206 sqftFeatures
- Garden
Description
This three-bedroom period semi-detached house provides approximately 1,209 sq ft across three floors and is presented as a full renovation project. The accommodation includes a bay-fronted reception room and bedroom on the raised ground floor, with a separate dining room, kitchen, bathroom and WC on the lower ground floor. Two further bedrooms and an additional WC are on the first floor. The listing identifies modernisation needs including the kitchen and bathroom, rewiring, replastering and redecoration.
Original features include bay windows, deep skirtings, cornicing and fireplace surrounds. At the rear, the garden extends to around 59 feet and is described as a generous plot with mature trees. The layout may suit family use or a considered conversion, subject to planning permission and any required consents.
The property is within reach of Croydon town centre, West Croydon station and the tram network. East Croydon station is also accessible, with rail connections to central London and Gatwick. Local shops, schools and green space are nearby.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
62out of 100
Grade CPotential opportunity
Confidence: MEDIUM
At £425,000, this three-bedroom period house is priced well below the local average at £352/sq ft versus £439, making the asking price a clear acquisition opportunity. The trade-off is the scale of the work: several rooms show damaged walls and ceilings and worn floors, while the kitchen and bathroom are visibly tired. The £75,000–£125,000 renovation range points to a substantial project; at the £100,000 midpoint, the purchase plus works is £525,000, close to the implied current local average value, so the economics leave little margin against that benchmark before fees or other costs.
There is a strong canvas to work with: bay windows, period fireplaces and original detailing remain, and the three-floor layout offers scope to shape the house for family living. The roughly 59-foot rear garden is heavily overgrown but has room to become a valuable part of the finished home. The visible front elevation appears intact, though the roof condition is not established.
Key opportunities
- Rework the three-floor layout to suit family living while retaining the bay windows, cornicing, deep skirtings and period fireplace surrounds.
- Replace the worn kitchen and bathroom fittings and finishes, and restore the peeling walls, deteriorated ceilings and tired floors to create a coherent finish.
- Clear and reshape the approximately 59-foot overgrown rear garden, with mature trees and shrubs offering a starting point for a more usable outdoor space.
Key risks
- Extensive deterioration across several rooms, alongside kitchen and bathroom replacement and the described rewiring and replastering, makes the £75,000–£125,000 works range a full-gut budget and programme rather than a cosmetic refresh.
- At the £100,000 renovation midpoint, purchase plus works totals £525,000—close to the implied current local average value before stamp duty, fees or other costs.
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Finance
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£1,606
Based on a loan of £318,750 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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