Vicarage Road, Hornchurch, RM12
London
£500,000
Listed on 27/10/2026
Listed on 27/10/2026
The listing
Property details
Bedrooms
3Type
Semi DetachedArea
1055 sqftFeatures
- Garden
Description
This three-bedroom semi-detached house has two reception rooms, a conservatory and a separate kitchen, with a bathroom and an additional shower room upstairs. The accommodation also includes a porch and entrance hall. The listing describes the rooms as spacious and notes good natural light in the bedrooms.
The property is on Vicarage Road in Hornchurch, with Romford Station stated to be 1.3 miles away and offering Elizabeth line services. Local schools are also noted in the listing. The rear extension and loft conversion possibilities described are subject to the usual planning permissions, and feasibility would need to be checked.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
56out of 100
Grade DWeak opportunity
Confidence: MEDIUM
At £500,000, this three-bedroom semi is priced just below the local average at £474/sq ft versus £477, so the price is a modest positive rather than a bargain. The overall WHOTS score is 56/100 (D): the value is reasonable, but the numbers leave little margin against the current local average, making this a weaker opportunity for buyers focused primarily on resale economics.
The appeal is a well-kept home with two reception rooms, a conservatory and a usable lawn-and-patio garden, plus a light refresh opportunity in the dated decorative finishes. The listing also describes scope for a rear extension and loft conversion, subject to permissions and feasibility; these are possibilities rather than established value-adds.
Key opportunities
- Refresh the patterned wallpaper and traditional decorative finishes to give the living spaces a more current feel.
- Two reception rooms and a conservatory offer flexible living space without requiring a major reconfiguration.
- The lawn, patio and planted borders provide a usable garden, while the listing identifies possible rear extension and loft conversion options subject to permissions and feasibility.
Key risks
- The economics are tight against the implied current local average value, leaving limited apparent margin for a resale-led project.
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£1,889
Based on a loan of £375,000 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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