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The Summit, Loughton, IG10

London

£1,350,000
Listed on 06/03/2026

Property Details

Bedrooms
4
Type
Detached house
Area
2425 sqft

Description

Nestled in a quiet cul-de-sac, this spacious detached home presents a unique opportunity for renovation and investment. Boasting nearly 2,300 sq ft of versatile living space, the property features four reception rooms including an inviting open-plan kitchen and dining area that opens directly onto the sunny south-facing rear garden. Buyers will appreciate the scope to enhance this layout further, perhaps by extending into the generous garden or utilizing the large loft space for additional accommodation, subject to planning permission. The ground floor includes a practical utility room with garden access and a downstairs WC, making it well-suited for family life. Upstairs, there are four comfortable double bedrooms and two bathrooms. The principal bedroom benefits from an en suite, while the main bathroom has been thoughtfully extended to include both a walk-in shower and separate bath. Externally, the property is enhanced by a private driveway with ample parking and a detached garage that offers various possibilities—it could easily be converted into a home office or studio if not needed for vehicle storage. The side access leads through to the expansive garden which wraps around both sides of the house; there's potential here for outdoor enhancements such as a summer house without impinging on existing outdoor space. With excellent views of Epping Forest and beyond towards London from its elevated position, this charming home is ideally located near nature walks and local amenities. Its proximity to Loughton High Road provides easy access to cafes, restaurants, shops, and public transport links into central London. Given its current condition and layout, this property is ready for immediate occupancy but holds substantial potential for those wishing to add value through renovation.

Investment Analysis

(IG10 area)

Below Market Value

This property is priced -0.9% below area average per sq ft

-0.9%
Potential saving
This Property
£557/sq ft
Area Average
£562/sq ft
Avg Rent (weekly)
£459
Avg Yield
4.2%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£50,000 - £80,000
Target Value
£1,498,068
10% above area average per sq ft
Potential ROI
+4.8%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
32
Average per month
Market Turnover
38%
Properties sold annually

Local Market Trend (IG10)

Area prices are rising by +6.3% over the last 12 months
3 year growth: +1.8%
5 year growth: +6.7%
Investment Disclaimer: Analysis based on IG10 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

The Summit, Loughton, IG10
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.06%

Current average variable rate is 6.81%

Monthly Repayments
£4,869
Based on a loan of £1,012,500 over 30 years at 4.06% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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