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Swindon Bank Farm, Pannal, Nr Harrogate

Yorkshire

£1,650,000
Listed on 30/12/2025

Property Details

Bedrooms
N/A
Type
Detached house
Area
9834 sqft

Description

This property presents a significant renovation and development opportunity within a picturesque rural setting, encompassing approximately three acres south of Harrogate. The main residence is a four-bedroom farmhouse that requires modernization or potential rebuilding, offering buyers the chance to create a bespoke home tailored to their preferences. In addition to the farmhouse, there are two stone barns that come with approved planning permissions for conversion into residential units, enhancing their appeal as investment properties. The expansive existing structures provide nearly 9,800 sq ft of external space, making them suitable for a variety of development options, whether retaining the current layout or pursuing new construction in line with the approved designs for an impressive country house. The surrounding area boasts stunning views across Lower Wharfedale and facilitates easy access to local amenities in Pannal village and Harrogate. Schools, train stations, and major commuting routes are all within convenient reach, ensuring this location balances rural charm with modern conveniences. Furthermore, recent planning permissions have been granted for environmentally sustainable improvements such as solar panels and ground source heat pumps, aligning with contemporary living standards while promising energy efficiency. In summary, this property offers a unique canvas for visionary buyers ready to invest time and resources into creating exceptional living spaces in an idyllic countryside location.

Investment Analysis

(HG3 area)

Below Market Value

This property is priced -52.1% below area average per sq ft

-52.1%
Potential saving
This Property
£168/sq ft
Area Average
£350/sq ft
Avg Rent (weekly)
£377
Avg Yield
4.1%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£200,000 - £400,000
Target Value
£3,788,253
10% above area average per sq ft
Potential ROI
+84.8%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
31
Average per month
Market Turnover
25%
Properties sold annually

Local Market Trend (HG3)

Area prices are rising by +2.5% over the last 12 months
3 year growth: -1.7%
5 year growth: +2.4%
Investment Disclaimer: Analysis based on HG3 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Swindon Bank Farm, Pannal, Nr Harrogate
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.06%

Current average variable rate is 6.81%

Monthly Repayments
£5,951
Based on a loan of £1,237,500 over 30 years at 4.06% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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