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Dunwilla 7 Cumming Street, Forres, IV36 1NS - Image 1
Dunwilla 7 Cumming Street, Forres, IV36 1NS - Image 2
Dunwilla 7 Cumming Street, Forres, IV36 1NS - Image 3

Dunwilla 7 Cumming Street, Forres, IV36 1NS

Scotland

£175,000

Listed on 20/10/2026

The listing

Property details

Bedrooms
3
Type
Detached House
Area
1377 sqft

Description

This detached three-bedroom house in Forres has a flexible layout, with a lounge, kitchen/diner, dining room, ground-floor bedroom and shower room, plus two further bedrooms and a bathroom on the half landing. The arrangement may suit a range of household needs, subject to the buyer's plans for the property. Modernisation is required throughout, and the rear extension needs further investigation and remedial work. The sellers have commissioned a structural engineer's report, which describes the original villa as generally performing as expected and identifies settlement, cracking and floor deflection in the extension. The report recommends further investigation to establish the appropriate repair. The property has been assessed as mortgageable, with a lending retention reflecting the extension works; the Home Report and lending valuations are subject to those works and the stated retention. The house is being marketed as a refurbishment project. Buyers should review the structural engineer's report and Home Report, and establish the scope and cost of the extension works before proceeding. Electricity is supplied by Scottish and Southern Electricity Networks, and water and sewerage are provided by Scottish Water. The listing reports limited 3G, 4G and 5G coverage.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

74out of 100
Grade BGood opportunity

Confidence: MEDIUM

At £175,000, this detached stone villa is priced well below the local average at £127/sqf versus £198/sqf, making the asking price a clear opportunity to acquire a substantial home with room to add value. The original house is described as performing as expected, and its flexible three-bedroom layout and enclosed garden give the project a solid starting point.

There is scope for a substantial interior update, from the dated finishes and flooring to modernising the kitchen and bathroom. The key complication is the rear extension: the engineer’s report identifies settlement-related cracking and floor deflection, with further investigation needed to establish the remedy. Overall, this is a good opportunity for buyers prepared to take on a significant project and resolve the extension issue.

Key opportunities

  • Rework and modernise the flexible three-bedroom layout to suit family living or changing needs.
  • Refresh the dated interior finishes, flooring and fittings, including the kitchen and coloured bathroom, to give the house a more cohesive contemporary feel.
  • Improve the enclosed, largely gravelled rear garden as part of a wider home-and-outdoor-space upgrade.

Key risks

  • The rear extension has reported settlement, cracking and floor deflection; investigate the cause and appropriate remedial approach before committing to works.
  • The dated finishes across several interior areas and the extension issue make this a substantial multi-room programme rather than a cosmetic refresh; allow for a longer, more involved project.

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Map

Location

Dunwilla 7 Cumming Street, Forres, IV36 1NS
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Transport

Nearest stations

  • Forres Rail Station

    0.5 miles

    Train · Forres

  • Nairn Rail Station

    9.8 miles

    Train · Nairn

  • Elgin Rail Station

    11.5 miles

    Train · Elgin

Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.

Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£661
Based on a loan of £131,250 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

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Indicative tax based on the asking price and the options you select.

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