Fingringhoe Road, Colchester CO2
East of England
£140,000Guide Price
Listed on 15/10/2026
Listed on 15/10/2026
The listing
Property details
Bedrooms
3Type
TerracedArea
799 sqftFeatures
- Garden
- Parking
Description
This three-bedroom terraced house is south of Colchester, with local amenities and bus services into the city centre nearby. It is offered with no onward chain and is described as requiring modernisation, with two reception rooms, a kitchen and a modern shower room on the ground floor. Upstairs are three double bedrooms, although the third is accessed through the second. Character details include cast-iron fireplaces and built-in storage.
Outside, the property has a front garden, an enclosed rear garden and parking to the rear. The listing states that the sale is through the Modern Method of Auction, with a reservation fee and a 56-day completion period; buyers should check the auction terms and legal pack. The property is understood not to be registered at the Land Registry, so conveyancing checks will be important.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
70out of 100
Grade BGood opportunity
Confidence: MEDIUM
At £140,000, this three-bedroom terrace is priced at about £175 per sq ft, well below the local average of £315 per sq ft—an attractive entry point for a buyer looking to create value. The two reception rooms, character fireplaces and stated off-street parking add to the appeal, while the comparatively modern shower room is a useful feature to retain.
There is a clear medium-scale project here: update the dated kitchen and finishes, refresh worn flooring and decoration across several rooms, and reclaim the heavily overgrown rear garden. The third bedroom is accessed through the second, so the layout is worth considering, and the roof cannot be fully assessed from the street-level view.
Key opportunities
- The asking price is substantially below the local average per square foot, offering an attractive acquisition point.
- Modernise the dated kitchen and refresh finishes and flooring across several rooms to give the interior a more cohesive feel.
- Clear and improve the long rear garden, with the comparatively modern shower room offering a feature to retain.
Key risks
- The third bedroom is accessed through the second, which may limit the practicality of the layout.
- The roof is not fully assessable from the street-level photograph, so its condition should be checked.
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Transport
Nearest stations
Hythe (Essex) Rail Station
1.3 miles
Train · The Hythe
Wivenhoe Rail Station
1.4 miles
Train · Wivenhoe
Colchester Town Rail Station
1.7 miles
Train · Colchester City Centre
Colchester Rail Station
2.8 miles
Train · Colchester
Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.
Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
£
£
£
%
%
years
Current average 2-year fixed rate is 5.13%
Current average variable rate is 6.58%
Monthly Repayments
£572
Based on a loan of £105,000 over 30 years at 5.13% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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