Elm Street, Roath, Cardiff CF24
Wales
£199,950
Listed on 08/10/2026
Listed on 08/10/2026
The listing
Property details
Bedrooms
3Type
TerracedArea
1044 sqftFeatures
- Garden
Description
This three-bedroom terraced house in Roath is offered with no onward chain and requires updating. The ground floor has two reception rooms and a large kitchen, while upstairs are three bedrooms and two bathrooms, including an accessible wet room. The property also has gas central heating and uPVC double glazing, as described by the agent.
At the rear, a low-maintenance garden provides outdoor space. On-street permit parking is available. The listing describes the house as within walking distance of Cardiff city centre and Cardiff University, with local shops, cafés and services around Albany Road and City Road. Roath Recreation Ground and Roath Park Lake are also nearby, and bus routes and Cardiff Queen Street station provide public transport connections.
With its established room layout and scope for refurbishment, the property may suit a buyer looking to update a home or assess its potential for a rental strategy. The stated EPC rating is C and the Council Tax Band is E.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
76out of 100
Grade BGood opportunity
Confidence: MEDIUM
At £199,950, this three-bedroom Roath terrace is priced at £192/sq ft against a local average of £262/sq ft, giving buyers a notably cheaper entry point and a strong canvas for a light refurbishment. The visible work is mainly cosmetic: freshen patchy walls, replace worn flooring and update the dated finishes, with the renovation range at £7,000–£14,000. The two reception rooms, two bathrooms—including an accessible wet room—and enclosed rear garden give the project useful flexibility, while the city-centre and university location adds appeal.
Key opportunities
- Acquire at £192/sq ft, well below the local average of £262/sq ft.
- Refresh marked walls and worn or unfinished flooring to lift the reception rooms and bedrooms.
- Make the most of the two bathrooms, including the accessible wet room, and the enclosed garden with its existing covered structure.
Key risks
None recorded.
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Finance
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£755
Based on a loan of £149,962 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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