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Oakbank, Banff Road, Keith AB55 - Image 1
Oakbank, Banff Road, Keith AB55 - Image 2
Oakbank, Banff Road, Keith AB55 - Image 3

Oakbank, Banff Road, Keith AB55

Scotland

£185,000

Listed on 04/09/2026

The listing

Property details

Bedrooms
4
Type
Detached
Area
1453 sqft

Features

  • Garage
  • Garden
  • Parking

Description

This traditional stone-built detached villa in Keith has four bedrooms and spacious accommodation arranged over two floors. The ground floor includes two public rooms, a kitchen and a cloakroom, with a further bathroom upstairs. Original features remain, and the property is described as requiring modernisation, offering scope to update the interiors to suit a new owner. Outside, the house has an extensive enclosed rear garden, a side driveway with space for two cars and a single garage. The town centre is within walking distance, with the A96 and Keith railway station providing road and rail connections towards Aberdeen, Elgin and Inverness.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

58out of 100
Grade DWeak opportunity

Confidence: MEDIUM

This traditional stone-built detached villa offers a substantial family-home project, with four bedrooms, two public rooms, original features and a large enclosed garden with established planting, greenhouse, side access and garage. The asking price of £185,000 is around 14.6% below the local average per square foot, making it a comparatively inexpensive point of entry. The photographed interiors are dated, with more extensive wall-surface deterioration and exposed boards in one upstairs room; the kitchen and bathroom also offer scope to refresh or rework.

Renovation economics are a softer point: adding a non-cosmetic refurb to the asking price keeps total commitment from looking exceptional, leaving a gap of around 7% versus area norms for this sqft. The project can still appeal to the right buyer, yet the numbers are not exceptional.

Key opportunities

  • Modernise the dated finishes across the photographed rooms while retaining or complementing the traditional fireplaces and other original details.
  • Use the generous enclosed garden, established planting and greenhouse as a distinctive family-friendly outdoor asset, with scope to improve worn or uneven areas.
  • Assess the older kitchen and bathroom for a refresh or more substantial update as part of the wider project.

Key risks

None recorded.

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Map

Location

Oakbank, Banff Road, Keith AB55
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Transport

Nearest stations

  • Keith Rail Station

    0.5 miles

    Train · Keith

  • Huntly Rail Station

    9.4 miles

    Train · Huntly

Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.

Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£699
Based on a loan of £138,750 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

Stamp duty calculator

Indicative tax based on the asking price and the options you select.

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