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4 Little Swinton Farm Cottage, Coldstream TD12

Scotland

£165,000

Listed on 02/05/2026

Property Details

Bedrooms
2
Type
Terraced Bungalow
Area
969 sqft

Description

This quaint single-level cottage is a blank canvas with a functional layout featuring a sitting room complete with an open fire, a dining area that seamlessly connects the front to the rear of the home, and a practical kitchen. There are two double bedrooms, a shower room, and a sizeable storage cupboard/pantry for convenience. The entrance vestibule is spacious enough for coats and shoes, enhancing practicality. While the property currently requires modernisation, it presents an excellent opportunity for investors or homeowners seeking to craft their ideal country retreat tailored to personal tastes. The exterior boasts a private garden along with coal stores and off-street parking, making it both functional and appealing. Its straightforward design and potential for transformation make this cottage an ideal choice for those keen on renovations in a tranquil rural setting.

Investment Analysis

(TD12 area)

Below Market Value

This property is priced -15.5% below area average per sq ft

-15.5%
Potential saving
This Property
£170/sq ft
Area Average
£201/sq ft

Renovation Potential

Medium Refurb
Est. Renovation Cost
£25,000 - £40,000
Target Value
£214,672
10% above area average per sq ft
Potential ROI
+4.7%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
4
Average per month
Market Turnover
15%
Properties sold annually

Local Market Trend (TD12)

Area prices are rising by +10.7% over the last 12 months
3 year growth: +28.7%
5 year growth: +43.0%
Investment Disclaimer: Analysis based on TD12 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

4 Little Swinton Farm Cottage, Coldstream TD12
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 3.97%

Current average variable rate is 6.59%

Monthly Repayments
£589
Based on a loan of £123,750 over 30 years at 3.97% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp Duty Calculator

Price History

-5.7% since listed
£165,000£10,000(-5.7%)
03/04/2026
Current price
£175,000Initial listing
20/03/2026

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