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Hawthornbank, Yarrowfeus, Nr Selkirk

Scotland

£220,000

Listed on 20/05/2026

Property Details

Bedrooms
3
Type
Detached
Area
1808 sqft

Description

Hawthornbank is a detached cottage located in the picturesque Yarrow Valley, not far from the A708 to Moffat. This property is nestled within a rural yet accessible setting, approximately 11.5 miles from Selkirk and around 8 miles from St Marys Loch, offering an appealing retreat for those seeking tranquility. The cottage presents a substantial renovation opportunity throughout, with the potential for reconfiguration and expansion, subject to necessary planning permissions. The interiors are spacious, featuring three double bedrooms (including one accessed through another), a large sitting room complete with two fireplaces, a generous kitchen area, and a downstairs bathroom. An adjoining store room contains the oil-fired heating boiler which could be modernized. Externally, there’s convenient off-road parking alongside a stone garage that complements the property. The front yard is bordered by a low fence, leading to further garden space at the rear. Following renovations, this cottage could serve as an ideal family home or even be transformed into a lucrative holiday let due to its appealing location surrounded by outdoor activities such as hiking and fishing in St Marys Loch. While Selkirk offers essential amenities within a twenty-minute drive, including shops and recreational facilities like a swimming pool and golf course, the locale remains quiet and attractive for nature enthusiasts. Overall, Hawthornbank showcases significant investment potential for those willing to undertake refurbishment work in this charming area of Scotland.

Investment Analysis

(TD7 area)

Below Market Value

This property is priced -29.2% below area average per sq ft

-29.2%
Potential saving
This Property
£122/sq ft
Area Average
£172/sq ft

Renovation Potential

Heavy Refurb
Est. Renovation Cost
£50,000 - £80,000
Target Value
£341,974
10% above area average per sq ft
Potential ROI
+14.0%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
11
Average per month
Market Turnover
32%
Properties sold annually

Local Market Trend (TD7)

Area prices are rising by +25.1% over the last 12 months
3 year growth: -3.0%
5 year growth: +18.6%
Investment Disclaimer: Analysis based on TD7 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Hawthornbank, Yarrowfeus, Nr Selkirk
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 3.97%

Current average variable rate is 6.59%

Monthly Repayments
£785
Based on a loan of £165,000 over 30 years at 3.97% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp Duty Calculator

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