Gardiner Street, Gillingham, ME7
South East
£190,000
Listed on 01/11/2026
Listed on 01/11/2026
The listing
Property details
Bedrooms
2Type
TerracedArea
677 sqftFeatures
- Garden
Description
This two-bedroom Victorian terraced house in central Gillingham offers scope for updating and personalisation. The ground floor has a lounge, kitchen/diner, lobby with access to the rear garden, and a bathroom. Upstairs are two double bedrooms, one with fitted storage, and a cellar provides additional storage space or other potential uses, subject to suitability.
Outside, the property has a low-maintenance rear garden. On-street permit parking is available. Local shops, schools and Gillingham station, with London-bound services, are nearby. The property is offered for sale by private treaty and would benefit from some attention, making it a possible project for buyers considering refurbishment.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
50out of 100
Grade DWeak opportunity
Confidence: MEDIUM
This two-bedroom Victorian terrace in central Gillingham is a workable medium-scale project, with a cellar, two double bedrooms and a rear garden to make your own. At £190,000, it is priced below the local average per square foot, which helps the entry point; however, purchase plus works look tight against local benchmarks, so the project economics need careful scrutiny.
Key opportunities
- Refresh the worn flooring and dated decoration across the photographed living spaces to give the house a more cohesive feel.
- Update the dated kitchen and bathroom finishes as part of a considered improvement programme.
- Clear and rework the overgrown rear garden, and inspect the unfinished cellar for its condition and practical storage potential.
Key risks
- Purchase plus works look tight against local benchmarks, leaving limited headroom if the project scope grows.
- The unfinished cellar should be checked for moisture, services and suitability before relying on it for anything beyond storage.
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Transport
Nearest stations
Gillingham (Kent) Rail Station
0.1 miles
Train · Gillingham
Chatham Rail Station
1.3 miles
Train · Chatham
Rochester Rail Station
1.8 miles
Train · Rochester
Strood Rail Station
2.1 miles
Train · Strood
Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.
Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
£
£
£
%
%
years
Current average 2-year fixed rate is 5.13%
Current average variable rate is 6.58%
Monthly Repayments
£776
Based on a loan of £142,500 over 30 years at 5.13% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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