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Victoria Street, Gillingham

South East

£200,000

Listed on 30/10/2026

The listing

Property details

Bedrooms
3
Type
Terraced
Area
808 sqft

Features

  • Garden

Description

Arranged across three floors, this three-bedroom terraced house has a flexible layout, with a lounge and bedroom on the ground floor and two further double bedrooms above. The lower-ground floor contains the kitchen and a spacious bathroom, while the kitchen opens directly into a conservatory overlooking the enclosed rear garden. The property is offered with no onward chain and is described as needing some updating, giving a buyer scope to make changes to their own requirements. Gillingham town centre and railway station are within a short walk, along with local amenities.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

73out of 100
Grade BGood opportunity

Confidence: MEDIUM

At £200,000, this three-bedroom home is priced at £248 per sq ft, 17.4% below the local average—a strong entry point for an owner or investor looking to add value. The photographed living spaces and bedrooms look clean and ready to use, so the work appears light rather than a major overhaul.

The flexible three-floor layout, conservatory and enclosed garden give the property a distinctive canvas. Clearing and improving the overgrown garden, then refreshing some of the more utilitarian finishes, could help bring the home together; its position within walking distance of Gillingham town centre and station adds to the appeal.

Key opportunities

  • Acquire below the local average on a price-per-square-foot basis, leaving room to create value.
  • Clear and rework the enclosed rear garden, revealing the existing paved areas and making better use of the outdoor space.
  • Personalise the kitchen and bathroom finishes while retaining the usable fitted kitchen and existing bathroom fixtures.

Key risks

None recorded.

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Map

Location

Victoria Street, Gillingham
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Transport

Nearest stations

  • Gillingham (Kent) Rail Station

    0.1 miles

    Train · Gillingham

  • Chatham Rail Station

    1.4 miles

    Train · Chatham

  • Rochester Rail Station

    1.9 miles

    Train · Rochester

  • Strood Rail Station

    2.2 miles

    Train · Strood

Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.

Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£756
Based on a loan of £150,000 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

Stamp duty calculator

Indicative tax based on the asking price and the options you select.

Services

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