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Smiths Row, St. Nicholas, CF5

Wales

£269,500

Listed on 23/10/2026

The listing

Property details

Bedrooms
2
Type
Terraced
Area
958 sqft

Features

  • Garden

Description

This Grade II listed, stone-built thatched cottage is set in the village of St Nicholas and offers two bedrooms with scope for updating. The ground floor includes an entrance hall, a spacious lounge with exposed stonework, timber panelling and a wood-burning stove, plus an inner hall with storage and space for a study. At the rear, a galley kitchen leads to a rear hall and a bathroom with a bath and electric shower over. Upstairs are two bedrooms, including a generous principal room with fitted wardrobes and a cupboard housing a Vaillant gas combination boiler. The listing notes that its size may allow for a first-floor bathroom or en-suite, subject to the necessary consents. The second bedroom has an L-shaped layout and further exposed stonework and timber detailing. The rear garden is approximately 27 metres deep, with a paved seating area, established borders, a greenhouse and a path to a pedestrian gate. On-street parking is available, along with a small area understood to be used informally by local residents. The property is within commuting distance of Cardiff. Its listed status and thatched roof are important considerations when assessing any proposed improvements.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

57out of 100
Grade DWeak opportunity

Confidence: MEDIUM

This Grade II listed thatched cottage has a distinctive character canvas: exposed stonework, timber details and a stove set into the stone chimney breast, alongside a substantial established garden with a greenhouse. The £269,500 asking price is about 10.5% below the local £/sqf average, making the entry price a clear opportunity for a buyer looking to modernise the dated interiors and improve the garden. The kitchen and green bathroom suite are among the visible areas for updating, with renovation estimated at £35,000–£65,000.

The overall score is held back by the economics: purchase plus the £50,000 renovation midpoint comes to £319,500, which looks tight against the local benchmark. That comparison is not a renovated value estimate, but it does mean the project needs careful budgeting. The thatched roof’s condition also cannot be established from the photographs.

Key opportunities

  • Retain and bring out the exposed stonework, timber features and stove-centred lounge as part of a sympathetic modernisation.
  • Refresh the dated kitchen and green bathroom suite, and update worn finishes and flooring across the photographed interiors.
  • Make the most of the substantial garden, with its paved seating, mature planting and greenhouse.

Key risks

  • The thatched roof’s condition cannot be confirmed visually and warrants a suitable inspection.
  • The renovation budget and programme need careful planning for a Grade II listed cottage, particularly if changes to its character or layout are considered.

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Location

Smiths Row, St. Nicholas, CF5
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Finance

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Illustrative repayments based on the asking price, not a mortgage offer.

£
£
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years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£1,018
Based on a loan of £202,125 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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