Westminster Road, York
Yorkshire
£450,000
Listed on 23/10/2026
Listed on 23/10/2026
The listing
Property details
Bedrooms
3Type
Semi DetachedArea
1208 sqftFeatures
- Garden
Description
This three-bedroom period home has generous room proportions, original detailing and a rear garden of approximately 120 feet. The ground floor includes an entrance hall with timber panelling and stained-glass features, a WC beneath the stairs, a front lounge with bay window and fireplace, a separate dining room with garden access, and a functional kitchen that the listing says would benefit from replacement.
Upstairs are three double bedrooms, a family bathroom and a separate WC. Gas central heating is stated, while the listing indicates that rewiring is likely to form part of a wider renovation. The property is described as requiring work throughout.
The long rear garden reaches a rear alleyway. The vendor has previously considered a garage at the rear, but no planning application has been made. The front garden may offer scope for driveway parking, subject to permissions and access arrangements. Rear and loft extensions are also mentioned as possibilities, subject to the necessary permissions and feasibility.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
49out of 100
Grade ELow opportunity
Confidence: MEDIUM
This period semi has a strong canvas: generous rooms, bay windows, timber detailing, stained glass and fireplaces, plus an established rear garden of about 120 ft. The dated finishes, worn flooring and older kitchen and bathroom fittings give a buyer clear scope to reshape and modernise the house; the listing also mentions possible rear and loft extensions, subject to permissions and feasibility. A wider programme may include rewiring.
The main drawback is the price: at £373/sq ft, the £450,000 asking price is above the local £348/sq ft average. Adding the £40,000–£75,000 refurbishment range puts the purchase-plus-works cost above the local benchmark for this floor area; that is a comparison with current local average value, not a forecast of the renovated home's value. The character and garden are appealing, but the numbers leave limited room for the project to create value.
The project numbers deserve scrutiny: once you include an estimated £57,500 of works on top of the asking price, spend approaches £507,500 — roughly 17% above what comparable floor area achieves locally in current condition. Hence the weak economics component — a proxy for today's market, not post-refurbishment GDV.
Key opportunities
- Restore and update the period interiors, making the most of the bay windows, fireplaces, stained glass and timber detailing.
- Redesign the dated kitchen and refresh the bathroom as part of a broader modernisation.
- Tidy and enhance the established 120 ft garden; the listing also raises possible rear or loft extension options, subject to permissions and feasibility.
Key risks
- At the asking price, adding the stated refurbishment range leaves purchase-plus-works costs stretched against the local average benchmark for this floor area, limiting the apparent value headroom.
- Budget around £507,500 once the asking price and an estimated £57,500 of refurbishment are combined, leaving a gap of around 17% versus area norms for this sqft, so margin after refurbishment is unproven.
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£1,700
Based on a loan of £337,500 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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