Church Street, Folkestone, Kent, CT20
South East
£225,000
Listed on 23/10/2026
Listed on 23/10/2026
The listing
Property details
Bedrooms
2Type
Semi DetachedDescription
Reeds Rains is marketing this Grade II listed, two-bedroom semi-detached cottage in central Folkestone, close to St Mary and St Eanswythe Church. The accommodation is arranged over three levels, with a living room, kitchen and bathroom on the ground floor, two double bedrooms above and a large cellar below. The property is offered with no onward chain and is described as requiring full modernisation throughout.
Church Street is close to Folkestone town centre, the Old High Street and Creative Quarter, with the Harbour Arm and harbour accessible nearby. Folkestone West and Folkestone Central stations provide High Speed services to London St Pancras, and the M20, Channel Tunnel terminal and Dover ferry port are within reach. The property is Grade II listed, so any proposed works should be considered in light of the relevant heritage requirements.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
45out of 100
Grade ELow opportunity
Confidence: LOW
This Grade II listed, three-floor cottage has a distinctive period setting near St Mary and St Eanswythe Church, with a large living room, two double bedrooms and a large cellar offering scope to rethink and improve the space. The photographed interiors are extensively worn, including a basic deteriorated kitchen, older bathroom finishes and a room with pronounced ceiling and wall deterioration; the neglected rear courtyard also offers room for improvement. The £45,000–£85,000 renovation range reflects a substantial project, and the listed status means constraints and services should be checked. At 45/100, this is a low-opportunity overall score: the fundamentals and location are average, but value against local £/sqf cannot yet be judged because floor area is missing.
Key opportunities
- Use the three-floor arrangement, large living room and cellar to explore how the cottage’s space could work best, subject to listed-building constraints.
- Bring the basic, deteriorated kitchen and older bathroom finishes up to date as part of a cohesive period-sensitive renovation.
- Restore the neglected rear courtyard and make more of the cottage’s period brick frontage and traditional detailing.
Key risks
- Worn and deteriorated finishes across the photographed interiors, including pronounced ceiling and wall deterioration in a room, make this a full-gut-scale programme: allow £45,000–£85,000 and plan for a much larger budget and timetable than a cosmetic refresh.
- The Grade II listing may constrain alterations, and the condition of services and the rear ancillary structure should be checked.
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
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£850
Based on a loan of £168,750 over 30 years at 4.45% interest
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