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St. Michaels Crescent, Luton

East of England

£370,000

Listed on 22/10/2026

The listing

Property details

Bedrooms
3
Type
Semi Detached
Area
1027 sqft

Features

  • Garage
  • Garden
  • Parking

Description

This three-bedroom semi-detached house has two reception rooms and a kitchen on the ground floor, with three bedrooms upstairs. The layout offers separate spaces for living and dining, while the rear of the house opens onto a large garden. Outside, the property has a driveway, a side garage and a low-maintenance rear garden. The listing notes scope for a side or rear extension, subject to the necessary permissions. The house offers room to update and adapt over time, with its existing accommodation and outdoor space providing a starting point for buyers considering improvements.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

57out of 100
Grade DWeak opportunity

Confidence: MEDIUM

This is a maintained, usable three-bedroom semi with two reception rooms, a driveway, side garage and a spacious garden. The interior is dated rather than showing obvious major damage, giving a buyer scope to refresh the strong-coloured reception rooms and modernise the fitted kitchen and WC at their own pace; the garden also offers room to improve the outdoor presentation. The stated side or rear extension potential is subject to permissions and has not been verified.

At £370,000, the asking price is broadly in line with the local average at about £360 per sq ft, so price is reasonable rather than a clear bargain. The light works estimate is £5,000–£15,000, and the overall score is 57/100 (D): the home has useful space and project appeal, but the numbers do not show a strong margin against the current local average value.

Key opportunities

  • Refresh the dated reception-room décor and finishes while retaining the usable living spaces.
  • Modernise the fitted kitchen and WC as optional upgrades rather than treating them as urgent replacements.
  • Make better use of the spacious, established garden and explore the stated extension scope subject to permissions.

Key risks

None recorded.

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Map

Location

St. Michaels Crescent, Luton
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Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£1,398
Based on a loan of £277,500 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

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