Stock Lane, Ingatestone
East of England
£700,000
Listed on 15/10/2026
Listed on 15/10/2026
The listing
Property details
Bedrooms
4Type
DetachedArea
1227 sqftFeatures
- Garage
- Garden
- Parking
Description
This detached four-bedroom house is offered with no onward chain and has a ground-floor living room, separate dining area, kitchen, cloakroom and entrance porch. An integral garage provides storage, with any alternative use subject to the relevant consents. Upstairs are four bedrooms and a family bathroom.
Outside, the property has a south-facing rear garden and off-street parking to the front. The listing notes scope to modernise, alter the layout or consider an extension, subject to planning permission and other necessary consents. The village-centre position is described as being within reach of Ingatestone's shops, cafés, restaurants and transport links.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
47out of 100
Grade ELow opportunity
Confidence: MEDIUM
This detached four-bedroom home offers a clean, usable starting point, with a spacious living room, integral garage, driveway and an established south-facing garden. The visible work is light: selective flooring updates and refreshing dated finishes could help personalise the interior, while the listing also mentions scope to reconfigure or extend, subject to permissions and feasibility.
Purchase cost alone tells only part of the story — the asking price is reasonable enough, yet £8,500 of quoted works still lifts all-in spend towards £708,500 — around 11% above what similar-sized stock commands locally today. Enough to keep renovation economics in the "could be tighter" band.
Key opportunities
- Refresh worn or dated bedroom flooring and update textured ceilings and older finishes.
- Make use of the spacious living room, integral garage and established south-facing garden as a strong base for a tailored family home.
- Explore internal reconfiguration or an extension, subject to planning permission, consents and feasibility.
Key risks
- All-in purchase and refurbishment costs look tight against local benchmarks, limiting the apparent value cushion.
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Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
£
£
£
%
%
years
Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£2,645
Based on a loan of £525,000 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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