Hartley Street, Colne
West Midlands
£125,000
Listed on 15/10/2026
Listed on 15/10/2026
The listing
Property details
Bedrooms
3Type
End Of TerraceArea
1894 sqftFeatures
- Garden
Description
A vacant three-bedroom stone-built home in Colne, arranged across four levels and offered with no onward chain. The ground floor includes two connected reception rooms with exposed timber boards and period ceiling details, alongside a rear kitchen with access to the enclosed yard. The upper floor provides three bedrooms and a family bathroom, with a further staircase leading to a large attic room. A cellar with a separate WC adds storage and further flexibility. The property requires comprehensive refurbishment, and the attic and cellar may offer scope for ancillary use subject to any necessary consents. The enclosed paved rear yard may accommodate a small car, subject to access and permissions. Local shops, supermarkets, the town centre and transport connections are nearby.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
76out of 100
Grade BGood opportunity
Confidence: MEDIUM
At £125,000, this substantial 1,894 sq ft stone-built home is priced at about £66 per sq ft, well below the local average of £170. That gives the project a strong acquisition angle, while the four-level layout, two reception rooms and retained period character offer plenty to work with. The attic and cellar may add useful flexibility, subject to checking their condition, suitability and any necessary consents.
The visible interiors are extensively worn, with damaged plaster, staining and tired floors across several rooms; the kitchen and bathroom also need substantial attention. The £65,000–£105,000 renovation range reflects a full-scale transformation rather than a cosmetic update. The exterior stonework and visible roof covering appear broadly intact in the available views, and the enclosed rear yard offers scope for modest improvement.
Key opportunities
- Acquire 1,894 sq ft at a markedly below-average asking price per square foot, creating an attractive starting point for a renovation project.
- Rework the two reception rooms and refresh the visible period features to shape a more cohesive living space while retaining the house’s traditional character.
- Explore the attic and cellar for ancillary-use flexibility, subject to verifying condition, suitability and any required consents; the enclosed yard also has scope for tidying.
Key risks
- Extensively deteriorated finishes across the visible interiors, including damaged plaster, staining and worn floors, plus substantial kitchen and bathroom work, make the £65,000–£105,000 budget a full-scale programme rather than a cosmetic refresh.
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Finance
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£472
Based on a loan of £93,750 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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