
Scotland
£190,000
Listed on 13/10/2026
Listed on 13/10/2026
The listing
WHOTS analysis
An internal assessment of the opportunity to acquire, improve and create value.
Confidence: MEDIUM
At £190,000, this three-bedroom semi-detached house is priced around 20% below the local average per square foot, making it a comparatively cheap acquisition for a buyer looking to create value. The spacious connected living and dining areas, French doors to the garden and flexible ground-floor layout offer a useful canvas for reworking the home, subject to any necessary consents. A private driveway and broadly intact-looking exterior add to the appeal.
The interiors call for substantial work: the kitchen is worn and incomplete-looking, finishes and flooring need attention in several areas, and the rear garden is heavily overgrown. The £30,000–£50,000 renovation range points to a meaningful project, and the economics are tight at the midpoint: purchase plus renovation is £230,000 against an implied local average value of about £237,593, before fees or stamp duty. Overall, there is a clear opportunity to buy below the local £/sqf benchmark, but limited headroom means careful budgeting will matter.
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Finance
Illustrative repayments based on the asking price, not a mortgage offer.
Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
Tax
Indicative tax based on the asking price and the options you select.
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