Swarthmoor, Ulverston, Cumbria
North West
£200,000
Listed on 09/10/2026
Listed on 09/10/2026
The listing
Property details
Bedrooms
2Type
Semi Detached BungalowArea
770 sqftFeatures
- Garage
- Garden
- Parking
Description
This two-bedroom semi-detached bungalow in Swarthmoor has been in the same family for many years and is offered vacant with no upper chain. The accommodation comprises an entrance porch, kitchen-diner, lounge, two bedrooms and a shower room. The kitchen has fitted units, a breakfast-bar divide, space for a cooker and washing machine, and a wall-mounted boiler. The lounge has a tiled fireplace and a front-facing window. One bedroom has fitted wardrobes, while the other opens onto the rear garden through French doors.
The property has uPVC double glazing and gas central heating. Outside, a driveway runs alongside the house to a detached garage, with gravelled planting areas at the front and a lawn, shrubs, greenhouse and garden outbuilding at the rear. The listing describes the bungalow as requiring general modernisation, offering scope for a buyer to update the accommodation to their requirements. J H Homes in Ulverston is handling the sale.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
48out of 100
Grade ELow opportunity
Confidence: MEDIUM
This two-bedroom semi-detached bungalow has a clear modernisation canvas: dated finishes and flooring across several rooms, an older kitchen, and an established garden that could be tidied and reshaped. The driveway and detached garage are useful assets, while the French doors from a bedroom to the garden add a distinctive feature. The visible low-level staining beside the boiler merits investigation, though no obvious major structural or roof failure is apparent from the available views.
At £200,000, the asking price is slightly below the local average on a £/sqf basis, which is a reasonable starting point for a project buyer. The economics are less comfortable: purchase plus the £25,000–£45,000 renovation range looks tight against local benchmarks, so the scope and budget will matter. The overall score is 48/100 (E), reflecting that tension rather than a lack of potential to personalise the home.
Key opportunities
- Replace the dated kitchen finishes and refresh the patterned décor and flooring across several rooms.
- Tidy the overgrown rear garden and improve or replace the weathered outbuilding.
- Make use of the driveway, detached garage and garden access from the bedroom with French doors.
Key risks
- Investigate the low-level dark staining beside the boiler to establish its cause and any remedial work needed.
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Finance
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Illustrative repayments based on the asking price, not a mortgage offer.
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£756
Based on a loan of £150,000 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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