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Palmers Lane, Millom

North West

£150,000

Listed on 01/10/2026

The listing

Property details

Bedrooms
3
Type
Semi Detached

Description

This three-bedroom semi-detached house is located just outside the town centre of Millom, presenting a valuable opportunity for renovation and personalisation. Ideal for first-time buyers or those looking to create a home that reflects their individual style, this property features three bedrooms and generous gardens to the front, rear, and side, offering ample outdoor space. Upon entering, you are welcomed by a porch leading into an entrance hall with convenient understairs storage. The ground floor comprises an L-shaped lounge that connects to the kitchen, alongside a utility room and a separate WC. The first floor hosts three bedrooms and a family bathroom. Externally, the property benefits from a wrap-around garden, enhancing its appeal. With significant potential for improvement, this home invites you to put your own stamp on it in a convenient location close to local amenities.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

42out of 100
Grade ELow opportunity

Confidence: LOW

This three-bedroom semi-detached property offers a significant opportunity for modernisation, particularly appealing to first-time buyers looking to create a home tailored to their personal style. The generous wrap-around garden enhances the appeal, providing ample outdoor space to enjoy and develop further.

However, the property requires extensive renovation, with visible signs of neglect reflected in the dated interiors and overgrown garden. The living areas, bedrooms, kitchen, and bathroom all show wear and would benefit from a complete refresh. Given the asking price of £150,000, while we can't assess value versus local £/sqf due to missing floor area, it does present a canvas for someone prepared to undertake a heavy project.

Key opportunities

  • Generous wrap-around garden space provides excellent potential for landscaping and outdoor living enhancements.
  • The layout allows for an open-plan configuration to modernise the living spaces, enhancing flow and functionality.
  • Scope for personalisation throughout the property, enabling buyers to create a home that meets their specific needs.

Key risks

  • Stripped interiors and a £100,000–£150,000 works budget indicate this is a full-gut programme, not a refresh.
  • Visible structural concerns and extensive renovation required throughout the property may necessitate careful budget management.

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Map

Location

Palmers Lane, Millom
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Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£567
Based on a loan of £112,500 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

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Indicative tax based on the asking price and the options you select.

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