
Scotland
£42,000Guide Price
Listed on 08/10/2026
Listed on 08/10/2026
The listing
WHOTS analysis
An internal assessment of the opportunity to acquire, improve and create value.
Confidence: LOW
This three-bedroom rural cottage offers a substantial blank canvas in a peaceful Banffshire setting, with a private rear garden and front parking. The visible garden is heavily overgrown and ivy obscures parts of the exterior, so clearing the site would help reveal its usable space and the condition of the walls; no definite roof failure is apparent in the partial view. The listing describes refurbishment throughout, but no interior rooms are shown, so the scope inside cannot be assessed from these photos.
At £42,000, the headline figure alone does not establish value: floor area is missing, so the price versus local £/sq ft cannot yet be judged. The low overall score reflects limited evidence on value and project economics, alongside the substantial but unverified interior scope. It is being sold by timed online auction; bidding can take the hammer above the guide, so the eventual price may not stay this cheap.
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Finance
Illustrative repayments based on the asking price, not a mortgage offer.
Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
Tax
Indicative tax based on the asking price and the options you select.
Pricing
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