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2, Duncanstone Cottages, Banff, AB453QA - Image 1
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2, Duncanstone Cottages, Banff, AB453QA

Scotland

£42,000Guide Price

Listed on 08/10/2026

The listing

Property details

Bedrooms
3
Type
Cottage

Features

  • Garden
  • Parking

Description

Offered at auction, this three-bedroom semi-detached cottage is set in a rural location in the Banffshire countryside. The accommodation is described as comprising a living room, a dining room or study, a kitchen, a family bathroom and three double bedrooms. The property is in need of refurbishment, offering scope for a buyer to update it to their requirements. Outside, the listing describes a large private rear garden, with garden space and parking at the front. Banff and Macduff provide local shops, services and leisure facilities, while the surrounding area includes the Moray Firth coast and countryside. The sale is by timed online auction, with the auction details and bidding information available from the agent.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

39out of 100
Grade ELow opportunity

Confidence: LOW

This three-bedroom rural cottage offers a substantial blank canvas in a peaceful Banffshire setting, with a private rear garden and front parking. The visible garden is heavily overgrown and ivy obscures parts of the exterior, so clearing the site would help reveal its usable space and the condition of the walls; no definite roof failure is apparent in the partial view. The listing describes refurbishment throughout, but no interior rooms are shown, so the scope inside cannot be assessed from these photos.

At £42,000, the headline figure alone does not establish value: floor area is missing, so the price versus local £/sq ft cannot yet be judged. The low overall score reflects limited evidence on value and project economics, alongside the substantial but unverified interior scope. It is being sold by timed online auction; bidding can take the hammer above the guide, so the eventual price may not stay this cheap.

Key opportunities

  • Clear the overgrown private garden to uncover its usable area and create an outdoor setting suited to the countryside location.
  • Use the described refurbishment as a chance to customise the cottage’s layout and character as a home or holiday retreat.
  • Cut back the ivy to expose the exterior walls and assess the cottage’s character and condition more clearly.

Key risks

  • The listing describes refurbishment throughout, but with no interior rooms shown the scope is unverified; establishing the full works budget and programme before bidding is important for a substantial project, not a cosmetic refresh.
  • Ivy obscures substantial sections of the exterior, limiting inspection of the wall surfaces; no definite roof failure is apparent in the partial roofline view.

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Map

Location

2, Duncanstone Cottages, Banff, AB453QA
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Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£159
Based on a loan of £31,500 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

Stamp duty calculator

Indicative tax based on the asking price and the options you select.

Pricing

Price history

+10.5% since listed
£42,000+£13,000(+44.8%)
21/10/2026
Current price
£29,000£6,000(-17.1%)
15/10/2026
£35,000£3,000(-7.9%)
11/10/2026
£38,000Initial listing
09/10/2026

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