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Settle Road, Harold Hill, Romford, Essex, RM3 - Image 1
Settle Road, Harold Hill, Romford, Essex, RM3 - Image 2
Settle Road, Harold Hill, Romford, Essex, RM3 - Image 3

Settle Road, Harold Hill, Romford, Essex, RM3

London

£380,000

Listed on 25/09/2026

The listing

Property details

Bedrooms
3
Type
Terraced
Area
964 sqft

Features

  • Garden

Description

This three-bedroom freehold terraced house provides approximately 964 sq ft of accommodation over two floors. The ground floor has a hallway, a living room with space for dining, and a fitted kitchen with base units. Upstairs are three bedrooms and a family bathroom. The property has a rear garden and the front area may offer scope for off-street parking, subject to the necessary consents. The listing also indicates potential to extend, subject to consents, with feasibility to be checked. Local shops and supermarkets are nearby, and Romford town centre offers further shopping, dining and leisure facilities. Harold Wood Elizabeth Line station, bus routes, road links, schools and Harold Wood Park are also within reach.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

68out of 100
Grade CPotential opportunity

Confidence: MEDIUM

At £380,000, this three-bedroom terraced house is priced around 11.5% below the local average per sq ft, making the asking price a clear opportunity to acquire. The kitchen and living room look clean and usable, while the dated bathroom and neglected rear garden offer scope for a light, focused refresh rather than a major overhaul. The garden could be made more inviting with clearance and tidying, and the listing also mentions extension potential subject to the necessary consents; feasibility has not been verified.

The home has a practical layout, a freehold tenure and convenient access to Harold Wood Elizabeth Line station, Romford and local amenities. Overall, it is a potential opportunity with a relatively modest works budget, supported by a below-average asking price and good location fundamentals.

Key opportunities

  • Clear and tidy the rear garden to make better use of its outdoor space.
  • Refresh the dated bathroom as an optional cosmetic improvement.
  • Explore the extension scope mentioned in the listing, subject to consents and feasibility.

Key risks

None recorded.

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Map

Location

Settle Road, Harold Hill, Romford, Essex, RM3
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Transport

Nearest stations

  • Harold Wood Rail Station

    1.2 miles

    Train · Harold Wood

  • Gidea Park Rail Station

    2.4 miles

    Train · Gidea Park

  • Brentwood Rail Station

    2.6 miles

    Train · Brentwood

  • Emerson Park Rail Station

    3.0 miles

    Train · Hornchurch

Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.

Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£1,436
Based on a loan of £285,000 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

Stamp duty calculator

Indicative tax based on the asking price and the options you select.

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