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Duke Street, Cumbria, CA28

North East

£140,000

Listed on 24/09/2026

The listing

Property details

Bedrooms
5
Type
End Of Terrace

Description

A substantial town-centre building of approximately 2,026 sq ft, arranged over several levels and partially converted to form five proposed self-contained apartments. The project is unfinished and requires further work, including kitchens, flooring, decoration and other completion items, so it is suited to a purchaser with development experience rather than someone seeking an immediately lettable property. A large cellar and separate store provide additional ancillary space. The accommodation retains features including exposed stonework, traditional proportions and roof timbers in the upper-level space, which also has roof windows and an open-plan living and kitchen arrangement. Outside, a sizeable area sits alongside and behind the building. The property is in central Whitehaven, opposite the Castle Park area and within walking distance of shops, amenities and the historic harbour. The proposed five-unit arrangement and its current planning, building regulation, licensing and other consent position should be checked independently. The agent has not verified that all approvals required for completion and use as five separate homes are in place.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

75out of 100
Grade BGood opportunity

Confidence: MEDIUM

At £160,000, this substantial 2,026 sq ft town-centre property is priced at about £79 per sq ft, well below the local average of £165 — a standout entry price for a project with five proposed self-contained apartments. The asking price plus the stated £45,000–£85,000 renovation range gives a simple purchase-and-works total of £205,000–£245,000, before fees and other costs; this is not a GDV.

Key opportunities

  • Complete and finish the existing five-apartment layout, creating a multi-unit town-centre project rather than starting from a blank canvas.
  • Bring out the exposed stonework, substantial internal walls and upper-level roof timbers as character features in the finished accommodation.
  • Make use of the sizeable enclosed outdoor area, large cellar and separate store as useful additions to a central Whitehaven property.

Key risks

  • The unfinished interiors, partly fitted kitchen areas, incomplete floors and damaged plaster make this a substantial completion programme, with a £45,000–£85,000 renovation range to manage rather than a cosmetic refresh.

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Map

Location

Duke Street, Cumbria, CA28
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Transport

Nearest stations

  • Whitehaven Rail Station

    0.4 miles

    Train · Whitehaven

  • Corkickle Rail Station

    0.4 miles

    Train · Corkickle

  • Parton Rail Station

    1.6 miles

    Train · Parton

  • St Bees Rail Station

    3.8 miles

    Train · St Bees

Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.

Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£529
Based on a loan of £105,000 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

Stamp duty calculator

Indicative tax based on the asking price and the options you select.

Pricing

Price history

-12.5% since listed
£140,000£20,000(-12.5%)
29/10/2026
Current price
£160,000Initial listing
25/09/2026

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