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5 The Plains, Scotby, Carlisle, Cumbria - Image 1
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5 The Plains, Scotby, Carlisle, Cumbria

North East

£190,000

Listed on 04/10/2026

The listing

Property details

Bedrooms
5
Type
Semi Detached

Features

  • Parking

Description

This five-bedroom semi-detached house in Scotby is being sold as seen, with substantial completion work still required. The accommodation is arranged over three floors and includes an entrance hall with provision for a staircase, a front living room and a large open-plan kitchen and dining area at the rear, with bi-fold doors to the garden. The first floor has three bedrooms, including one with space allocated for an en-suite, and a family bathroom. Two further bedrooms and space for another bathroom are on the second floor. The property has no fitted kitchen or bathroom suites, although plumbing infrastructure is in place. The remaining work includes plastering, second-fix electrical and plumbing, fitting the kitchen and bathrooms, flooring, internal joinery and decoration. The garden requires landscaping and a driveway is yet to be constructed at the side. Mains gas, electricity, water and drainage are connected, but services, boilers and radiators have not been tested. It is sold without guarantees or warranty, and cash buyers are preferred. My Property Box in Carlisle notes that finance may depend on individual lender criteria.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

48out of 100
Grade ELow opportunity

Confidence: LOW

This is a substantial five-bedroom part-completed house with a clear route to making it your own: the large open-plan kitchen/dining area has bi-fold doors to the garden, while the visible brick frontage and roof covering appear substantially complete. The £75,000–£125,000 works range reflects a full completion project, including plastering, second-fix services, kitchen and bathroom installation, flooring, decoration and landscaping. The £190,000 asking price cannot yet be judged against local £/sqf because the floor area is missing. Limited photo coverage makes the renovation estimate further provisional.

Key opportunities

  • Complete the large open-plan kitchen/dining space around its bi-fold doors opening onto the garden.
  • Shape the unfinished interiors and service provisions to your own specification, including the spaces allocated for bathrooms and an en-suite.
  • Turn the rough outdoor area into a finished garden and create the stated side driveway.

Key risks

  • Bare floors, exposed blockwork and incomplete finishes, alongside the required second-fix services and installations, make the £75,000–£125,000 works budget a full completion programme rather than a cosmetic refresh.
  • The property is sold as seen without guarantees or warranties, and the connected services, boiler and radiators have not been tested.

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Map

Location

5 The Plains, Scotby, Carlisle, Cumbria
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Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£718
Based on a loan of £142,500 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

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Services

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