Gelt Close, Carlisle, CA3
North East
£245,000
Listed on 04/09/2026
Listed on 04/09/2026
The listing
Property details
Bedrooms
3Type
Semi DetachedArea
1001 sqftFeatures
- Garage
- Garden
- Parking
Description
This three-bedroom semi-detached house is set in a residential cul-de-sac north of Carlisle and offers scope for modernisation. The ground floor includes an entrance hall, a large lounge and dining area with French doors to the rear garden, and an extended kitchen. A side passage connects the front and rear of the property and leads to a utility area and garage. Upstairs are three bedrooms and a family bathroom. Outside, there are front and enclosed rear gardens, a driveway for off-road parking, and an outlook towards open fields or a play park. The layout, garage and additional utility space provide a practical starting point for a buyer planning improvements.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
43out of 100
Grade ELow opportunity
Confidence: MEDIUM
This three-bedroom semi has a spacious lounge/diner with French doors to an established rear garden, plus a driveway and garage. The interiors offer a light, manageable refresh: older finishes and carpets could be updated, while the kitchen and bathroom appear usable as they are. The utility area also has scope to be finished to suit your needs.
The asking price of £245,000 works out at £245 per sq ft, around 12% above the local average of £219. With a mid-to-substantial works programme, the purchase price plus works would also leave costs stretched against local benchmarks for this floor area; that comparison is with current local values, not a forecast of the home's value after renovation. Overall, the garden, layout and practical parking are appealing, but the price and economics limit the opportunity.
Key opportunities
- Refresh the lounge/diner and older carpets to give the generous main living space a more contemporary feel.
- The established rear garden, patio areas and outlook provide an attractive setting, with French doors linking it to the lounge/diner.
- Driveway parking, a garage and a side passage with utility space add practical flexibility.
Key risks
- At the asking price, adding the planned works leaves the overall outlay looking high against current local benchmarks for a home of this size.
- Purchase plus the works band looks tight with the asking price plus a meaningful modernisation spend, about 14% ahead of typical local benchmarks for this size, so margin after refurbishment is unproven.
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Transport
Nearest stations
Carlisle Rail Station
1.9 miles
Train · Carlisle
Dalston (Cumbria) Rail Station
5.1 miles
Train · Dalston
Wetheral Rail Station
5.1 miles
Train · Wetheral
Gretna Green Rail Station
7.5 miles
Train · Gretna Green
Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.
Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
£
£
£
%
%
years
Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£926
Based on a loan of £183,750 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
Tax
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