Garforth Street, Oldham, OL9
North West
£165,000
Listed on 09/08/2026
Listed on 09/08/2026
The listing
Property details
Bedrooms
2Type
TerracedArea
792 sqftDescription
This two-bedroom mid-terrace house has a vestibule, lounge, separate dining room, fitted kitchen, two double bedrooms and a family bathroom. It is offered with no onward chain and is described as requiring improvement, giving buyers scope to update the accommodation to their requirements.
The property is close to local schools, places of worship, shops and bus routes, with access to Oldham and Chadderton town centres. The listing also notes connections to local train services, Metrolink and the M60 and M62 motorway networks.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
54out of 100
Grade DWeak opportunity
Confidence: MEDIUM
At £165,000, this two-bedroom terrace is priced below the local average per square foot, offering a cheaper entry point for a buyer looking to add value. Separate lounge and dining areas give the layout useful character, while the dated finishes across the house, tired kitchen and bathroom, and untidy paved yard provide a clear medium-scale improvement project.
The main caution is the economics: once purchase and works are considered, the numbers look tight against local benchmarks. There is no obvious major structural failure in the available exterior views, but the roof could not be reliably assessed.
Key opportunities
- Modernise the dated kitchen and bathroom, including addressing the visible ceiling-panel discolouration.
- Refresh the living spaces and bedrooms with updated wall finishes and flooring.
- Clear and tidy the paved rear yard to make better use of the enclosed outdoor space.
Key risks
- All-in costs look tight against local benchmarks, leaving limited room for unexpected work or budget overruns.
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Finance
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Illustrative repayments based on the asking price, not a mortgage offer.
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£623
Based on a loan of £123,750 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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