Chelmsford St, Oldham
North West
£160,000
Listed on 07/10/2026
Listed on 07/10/2026
The listing
Property details
Bedrooms
2Type
TerracedArea
897 sqftFeatures
- Garden
Description
This two-bedroom mid-terrace house in Oldham has two reception rooms, a rear kitchen and an enclosed private yard. The ground floor offers separate front and rear living spaces, which can be used for sitting, dining or working from home. The kitchen has fitted base and wall units, work surfaces and access to the yard.
Upstairs are two bedrooms and a bathroom with a bath and overhead shower, wash basin and WC. The listing states that the property has gas central heating and double glazing. It is described as ready for occupation, with scope for a buyer to make changes to suit their requirements.
Oldham’s shops, services, leisure facilities and transport links are within the wider town, with connections to Manchester and access to nearby parks and countryside. The property is offered through Premier Residential, Manchester.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
60out of 100
Grade CPotential opportunity
Confidence: MEDIUM
At £160,000, this two-bedroom terrace is priced attractively against the local benchmark: £178/sq ft versus £217/sq ft locally. Two separate reception rooms and an enclosed paved rear yard give it a useful starting layout, while the older finishes create scope to refresh the interior and make the home your own. The asking price is a clear acquisition opportunity, though the purchase price plus the £25,000–£45,000 renovation range puts the midpoint close to the implied current local average value, before fees and other costs.
The work is tangible: the kitchen and bathroom are dated, and redecoration could lift the reception rooms and bedrooms. Investigate the bedroom ceiling staining and apparent surface damage before making good; its cause is not established. Overall, this is a C-grade potential opportunity, with the below-local asking price and practical layout balanced by renovation economics that leave little margin at the midpoint.
Key opportunities
- Acquire at £160,000, around 17.8% below the local average on a £/sq ft basis.
- Refresh the dated kitchen and bathroom finishes as part of a broader interior update.
- Make use of two separate reception rooms and an enclosed, paved rear yard.
Key risks
- Investigate the bedroom ceiling staining and apparent surface damage to establish the cause and required repairs.
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Finance
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£604
Based on a loan of £120,000 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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