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West Shore, St. Monans, Anstruther, Fife, KY10

Scotland

£295,000

Listed on 01/07/2026

Property details

Bedrooms
3
Type
Apartment
Area
966 sqft

Description

This second-floor apartment, located in a traditional period building in St Monans, presents a unique opportunity for renovation and investment. With three adaptable rooms, the layout allows for creative configurations tailored to personal preferences. The interior is in need of modernisation, providing a blank canvas for prospective buyers looking to renovate to their taste. Notably, there has been recent engagement with local authorities regarding potential redevelopment, including plans for the conversion of an outbuilding into a one-bedroom unit—an attractive prospect for generating rental income or expanding living space. The property boasts picturesque views over the harbour and retains charming features such as sash windows and a fireplace in the main room. The kitchen offers everyday dining space with harbour outlooks, while built-in storage enhances functionality in the rear bedrooms. Additionally, on-street parking is available and access to a courtyard provides further utility with existing garage space. Overall, this property combines not only coastal charm but also significant development potential in a desirable location steeped in history and community life.

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Investment analysis

(KY10 area)

Above Market Value

This property is priced +18.3% above area average per sq ft

+18.3%
This Property
£305/sq ft
Area Average
£258/sq ft

Renovation Potential

Medium Refurb
Est. Renovation Cost
£35,000 - £60,000
Target Value
£274,310
10% above area average per sq ft
Potential ROI
-22.7%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
17
Average per month
Market Turnover
26%
Properties sold annually

Local Market Trend (KY10)

Area prices are stable by +2.0% over the last 12 months
3 year growth: +1.5%
5 year growth: +21.3%
Investment Disclaimer: Analysis based on KY10 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

West Shore, St. Monans, Anstruther, Fife, KY10
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Mortgage calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£1,114
Based on a loan of £221,250 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp duty calculator

Next Steps

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