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Mill Lane, Clophill, MK45 - Image 1
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Mill Lane, Clophill, MK45

South East

£250,000

Listed on 16/06/2026

The listing

Property details

Bedrooms
2
Type
Terraced
Area
535 sqft

Features

  • Garden

Description

This appealing two-bedroom cottage, located in the desirable village of Clophill, presents a promising chance for those eager to personalize their living space. The property features a spacious lounge complete with a wood-burning stove, which serves as a charming centerpiece, while the generous kitchen/dining area is perfect for both daily meals and entertaining guests. Upstairs, you'll find two well-sized bedrooms alongside a family bathroom. The outdoor space includes a private rear garden with a patio suitable for al fresco dining and a practical brick-built outbuilding offering extra storage options. On-street parking is available directly outside the home. With local amenities such as public houses and beautiful countryside walks, not to mention proximity to the renowned Clophill Lakes nature reserve, this cottage combines rural charm with convenient transport links. It’s an ideal opportunity for renovation enthusiasts looking to add value to their investment.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

37out of 100
Grade ELow opportunity

Confidence: MEDIUM

This character cottage has a usable starting point and a few appealing features: the lounge’s solid-fuel stove, a garden with both lawn and patio, and a brick-built outbuilding. The finishes are dated rather than visibly in need of major work, so there is scope for a light, personal refresh while keeping the home’s village-cottage character.

The numbers are the main constraint. At £250,000, the asking price is about 18% above the local £/sqf average, and adding a mid-to-substantial programme of improvements would leave the overall outlay stretched against local benchmarks for a home of this size. That makes this a weaker value opportunity despite its usable condition and Clophill setting.

Key opportunities

  • Refresh the dated kitchen and bathroom finishes to give the cottage a more current feel.
  • Retain the lounge’s solid-fuel stove as a character feature while updating the surrounding décor.
  • Improve garden presentation and maintain the fencing; the existing patio, lawn and brick outbuilding provide a useful base.

Key risks

  • The asking price is already high relative to local benchmarks for the floor area, and allowing for improvements leaves the overall cost position stretched.
  • The all-in picture is soft after allowing for the asking price and a non-cosmetic works programme — roughly 19% above what comparable floor area achieves locally in current condition. Finished value after works is not modelled here.

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Map

Location

Mill Lane, Clophill, MK45
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Transport

Nearest stations

  • Flitwick Rail Station

    3.7 miles

    Train · Flitwick

  • Stewartby Rail Station

    5.1 miles

    Train · Stewartby

  • Millbrook (Beds) Rail Station

    5.1 miles

    Train · Millbrook

  • Kempston Hardwick Rail Station

    5.6 miles

    Train · Kempston Hardwick

Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.

Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 5.13%

Current average variable rate is 6.58%

Monthly Repayments
£1,021
Based on a loan of £187,500 over 30 years at 5.13% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

Stamp duty calculator

Indicative tax based on the asking price and the options you select.

Pricing

Price history

-7.1% since listed
£250,000£9,995(-3.8%)
18/09/2026
Current price
£259,995£9,005(-3.3%)
30/07/2026
£269,000Initial listing
16/06/2026

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