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South East
£320,000
Listed on 24/09/2026
Listed on 24/09/2026
The listing
WHOTS analysis
An internal assessment of the opportunity to acquire, improve and create value.
Confidence: MEDIUM
This spacious Victorian terraced house offers a fantastic opportunity for a project buyer, located just a short walk from Newport Pagnell's high street amenities. The asking price of £320,000 is attractive, being 13.7% below the local average price per square foot, which presents a solid entry point to acquire this property.
However, the house does require significant refurbishment. The interiors are dated, with general wear throughout, especially in the living areas and kitchen. The bathroom remains functional but is also outdated. Given the heavy scale of the project, with a renovation budget estimated between £80,000 and £120,000, potential buyers should be prepared for a full-gut programme to fully realise the property’s potential. This home allows for the enhancement of its original character and layout, transforming it into a modern living space while capitalising on the benefits of its sought-after location.
On the economics, works of around £100,000 on top of purchase push all-in figures towards £420,000 — roughly 12% above what comparable floor area achieves locally in current condition. The project can still appeal to the right buyer, yet the numbers are not exceptional.
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Finance
Illustrative repayments based on the asking price, not a mortgage offer.
Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
Tax
Indicative tax based on the asking price and the options you select.
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