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Lovat Street, Newport Pagnell, Buckinghamshire, MK16 - Image 1
Lovat Street, Newport Pagnell, Buckinghamshire, MK16 - Image 2
Lovat Street, Newport Pagnell, Buckinghamshire, MK16 - Image 3

Lovat Street, Newport Pagnell, Buckinghamshire, MK16

South East

£320,000

Listed on 24/09/2026

The listing

Property details

Bedrooms
2
Type
Terraced
Area
972 sqft

Description

This spacious Victorian terraced house features two double bedrooms and is conveniently located just a short walk from the amenities of Newport Pagnell's high street. The ground floor comprises a welcoming sitting room with a charming fireplace and bay window, which flows into the dining area. The dining room offers access to an understairs storage cupboard and a rear window. The kitchen is functional and includes a utility room, along with a downstairs shower room for added convenience. On the first floor, you will find two generously sized double bedrooms, complemented by a three-piece bathroom featuring a bath, WC, and pedestal wash basin. Outside, the property boasts a front garden enclosed by a brick wall and gate, while the rear garden is accessible via a side gate. The rear space is bordered by walls and fences, featuring a paved patio, shingled areas, and various shrubs and trees, along with a timber shed at the bottom of the garden. Newport Pagnell offers a range of local shops including a Co-op, butchers, and greengrocers, as well as restaurants and public houses. Residents can also enjoy facilities such as an indoor swimming pool and public library. The property falls within the catchment area for Ousedale School for secondary education, with several primary schools nearby.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

50out of 100
Grade DWeak opportunity

Confidence: MEDIUM

This spacious Victorian terraced house offers a fantastic opportunity for a project buyer, located just a short walk from Newport Pagnell's high street amenities. The asking price of £320,000 is attractive, being 13.7% below the local average price per square foot, which presents a solid entry point to acquire this property.

However, the house does require significant refurbishment. The interiors are dated, with general wear throughout, especially in the living areas and kitchen. The bathroom remains functional but is also outdated. Given the heavy scale of the project, with a renovation budget estimated between £80,000 and £120,000, potential buyers should be prepared for a full-gut programme to fully realise the property’s potential. This home allows for the enhancement of its original character and layout, transforming it into a modern living space while capitalising on the benefits of its sought-after location.

On the economics, works of around £100,000 on top of purchase push all-in figures towards £420,000 — roughly 12% above what comparable floor area achieves locally in current condition. The project can still appeal to the right buyer, yet the numbers are not exceptional.

Key opportunities

  • Opportunity to restore original features and enhance character throughout the spacious layout.
  • Scope to modernise the dated kitchen and bathroom, improving functionality and aesthetic appeal.
  • Potential to create a desirable outdoor space with the rear garden, adding value to the overall property.

Key risks

  • Stripped interiors and a £80,000–£120,000 works budget make this a full-gut programme, not a refresh.

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Map

Location

Lovat Street, Newport Pagnell, Buckinghamshire, MK16
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Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
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years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£1,209
Based on a loan of £240,000 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

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