Worst House on the Street Logo
Derby Road, Croydon - Image 1
Derby Road, Croydon - Image 2
Derby Road, Croydon - Image 3

Derby Road, Croydon

South East

£400,000

Listed on 03/11/2026

The listing

Property details

Bedrooms
3
Type
End Of Terrace
Area
1034 sqft

Features

  • Garage
  • Garden

Description

This three-bedroom period end-of-terrace house is in a residential area close to West Croydon Station and the town centre. The ground floor is described as having an entrance hall, a large double reception room, a separate kitchen, a bathroom and a separate WC. Three bedrooms and a landing are upstairs. The current bathroom and WC are on the ground floor; the listing suggests that moving these facilities upstairs may be possible, subject to approvals and feasibility checks. Outside, the property has a rear garden and a garage at the bottom of the garden. The listing describes the house as requiring full renovation, so buyers should assess the scope of work and costs before proceeding. West Croydon provides mainline and Overground services, with Tramlink connections, while East Croydon is also within walking distance and offers further rail connections.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

63out of 100
Grade CPotential opportunity

Confidence: MEDIUM

At £400,000, this is priced below the local average at £387/sqf versus £439/sqf, giving buyers a relatively inexpensive way into a three-bedroom period home near West Croydon Station and the town centre. The end-of-terrace layout, large double reception room, rear garden and garage provide a useful starting point for a medium-scale refurbishment.

The photographed interiors offer plenty to update, from the older kitchen and floor finishes to wall making-good and redecoration. There is also scope to explore the suggested upstairs bathroom and WC reconfiguration, subject to approvals. The asking-price advantage is clear, though the overall economics remain moderate, so the project’s appeal will depend on managing the work and purchase carefully.

Key opportunities

  • Update the older kitchen, worn floor finishes and dated decoration to give the interiors a more cohesive feel.
  • Explore the suggested upstairs bathroom and WC reconfiguration, subject to feasibility and approvals.
  • Make practical improvements to the paved rear garden and weathered outbuildings; the listing also states there is a garage.

Key risks

  • A visible ceiling crack or separation line and wall patching need closer inspection to establish the extent of making-good required.
  • The garden boundaries and outbuilding finishes appear weathered and may need attention.

Unlock the full analysis

Sign up to see the refurb profile, below-market value, yields, and local market trends for this and every other property that has them.

Sign up free

Already have an account? Sign in

Interested in similar properties?

Create an alert and we'll notify you when similar renovation opportunities are listed.

Sign in to create alert

Map

Location

Derby Road, Croydon
Loading map...

Transport

Nearest stations

  • West Croydon Rail Station

    0.1 miles

    Train · Croydon

  • Centrale Tram Stop

    0.2 miles

    Tram · Croydon

  • Reeves Corner Tram Stop

    0.2 miles

    Tram · Croydon

  • West Croydon Tram Stop

    0.2 miles

    Tram · Croydon

Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.

Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 5.13%

Current average variable rate is 6.58%

Monthly Repayments
£1,634
Based on a loan of £300,000 over 30 years at 5.13% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

Stamp duty calculator

Indicative tax based on the asking price and the options you select.

Services

Next steps

Explore services to help you with this property purchase.

Get help with this property

Financing, surveys and more – choose a service and we’ll connect you with our trusted partners.