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West Shore, St. Monans, Anstruther, Fife

Scotland

£295,000

Listed on 22/05/2026

Property Details

Bedrooms
2
Type
Detached
Area
974 sqft

Description

This second-floor apartment, located in a distinctive period building within the picturesque East Neuk fishing village of St. Monans, presents an excellent opportunity for those looking to invest in a property with considerable potential. The timeless exterior, characterized by white rendered facades and charming blue-framed sash windows, complements its serene harbourside surroundings. Inside, the flexible layout comprises three generously sized rooms that can be configured as either bedrooms or reception areas. Although the interior requires complete modernisation, this blank canvas allows for creative vision to transform it into a desirable residence or rental property. The apartment is accessed via a spiral staircase leading to a central hallway that branches off into the various living spaces. A well-thought-out redesign could position the front-facing room as an inviting main reception area with captivating views of the harbour. The kitchen boasts substantial storage and overlooks the water, paired with a functional walk-in pantry—a rare feature for apartments in this locale. Additionally, there’s a family bathroom equipped with essential fixtures. Outside, residents enjoy direct access to the bustling quayside, which serves as a vibrant hub for local activities and community engagement. On-street parking is available at the front of the building, while gated access at the rear leads to courtyard gardens and includes a garage with first-floor storage that comes with planning permission for conversion into a one-bedroom apartment—ideal for generating additional rental income. St Monans is renowned for its scenic charm and rich history along the Fife Coastal Path overlooking the Firth of Forth. With amenities such as restaurants and cafés within walking distance and prominent nearby towns like Anstruther providing broader shopping options, this location combines idyllic living with practicality.

Investment Analysis

(KY10 area)

Above Market Value

This property is priced +17.8% above area average per sq ft

+17.8%
This Property
£303/sq ft
Area Average
£257/sq ft

Renovation Potential

Heavy Refurb
Est. Renovation Cost
£30,000 - £50,000
Target Value
£275,403
10% above area average per sq ft
Potential ROI
-20.2%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
19
Average per month
Market Turnover
26%
Properties sold annually

Local Market Trend (KY10)

Area prices are stable by +1.6% over the last 12 months
3 year growth: +2.1%
5 year growth: +22.7%
Investment Disclaimer: Analysis based on KY10 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

West Shore, St. Monans, Anstruther, Fife
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 3.97%

Current average variable rate is 6.59%

Monthly Repayments
£1,052
Based on a loan of £221,250 over 30 years at 3.97% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp Duty Calculator

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