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High Street, Elgin

Scotland

£100,000
Listed on 20/03/2026

Property Details

Bedrooms
3
Type
End Of Terrace
Area
819 sqft

Description

Located in the heart of Elgin, this three-bedroom Category C listed property stands as a promising opportunity for renovation enthusiasts and investors. The home is in need of a comprehensive upgrade, making it an ideal canvas for those aiming to design a personalized residence or a valuable investment in this desirable locale. With an array of local amenities within a short walking distance—including shops, cafes, and transport networks—this property benefits from both convenience and charm. Elgin itself is known for its vibrant community, enhancing its appeal to potential residents and investors alike. This property boasts significant potential for value enhancement through thoughtful renovations, making it a rare find in a prime location. Council tax band B; EPC E.

Investment Analysis

(IV30 area)

Below Market Value

This property is priced -35.5% below area average per sq ft

-35.5%
Potential saving
This Property
£122/sq ft
Area Average
£189/sq ft

Renovation Potential

Medium Refurb
Est. Renovation Cost
£30,000 - £50,000
Target Value
£170,540
10% above area average per sq ft
Potential ROI
+13.7%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
58
Average per month
Market Turnover
71%
Properties sold annually

Local Market Trend (IV30)

Area prices are rising by +7.6% over the last 12 months
3 year growth: +16.9%
5 year growth: +24.0%
Investment Disclaimer: Analysis based on IV30 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

High Street, Elgin
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Mortgage Calculator

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£
£
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years

Current average 2-year fixed rate is 4.06%

Current average variable rate is 6.81%

Monthly Repayments
£361
Based on a loan of £75,000 over 30 years at 4.06% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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